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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176625)

Easy to use

5
I find PayPal easy to use the app is excellent for keeping track of spending. I trust in the brand. Reviewed on: 11th June 2026

Always choose PayPal credit

5
Always choose PayPal credit if option available when buying online as it’s secure and you get longer to pay for goods. The bonus options are to pay in 3 or you can get an extended 0% period if you spend over £99. Reviewed on: 11th June 2026

No issues overall great experience .

5
No issues overall great experience. Reviewed on: 11th June 2026

All the years ive had paypal i can honestly say that...

5
All the years ive had paypal i can honestly say that it is the best way to purchase goods so easy and you cannot loose money . Reviewed on: 11th June 2026

Superos paypal

5
You have time to pay later when you struggling Reviewed on: 11th June 2026

Easy to use.

5
Easy to use. And will continue using it Reviewed on: 11th June 2026

Great costumer service!

5
Great costumer service! Resolve issues fast! Reviewed on: 11th June 2026

From sceptic to confident

5
From starting to use PayPal with scepticism, I’m now really happy to use it and feel really confident in it Reviewed on: 11th June 2026

I am very happy with PayPal, the best way to use onl...

5
I am very happy with PayPal, the best way to use online so the best ever as compare to banks or other financial companies Reviewed on: 11th June 2026

Never had a problem always able to use it quickly an...

5
Never had a problem always able to use it quickly and easily Reviewed on: 11th June 2026

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