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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59166 reviews)

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4.91

Based on 59,166 reviews, last reviewed 12th Apr 2026

770600% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use PayPal Credit regularly - it’s a great way to... I use PayPal Credit regularly - it’s a great way to stagger payment for things to you need straight away but prefer not to spend the money on in one ... Read more Reviewed on: 12th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59166)

Handy interest free deals

I utilise interest free deals all the time and it’s very quick and convenient Reviewed on: 4th June 2024

Good but would like to good more time for 0%...

Good but would like to good more time for 0% interest Reviewed on: 4th June 2024

Simple to use and secure.

Simple to use and secure. Great for online purchases. Reviewed on: 4th June 2024

5 star rating

I wish more consumers accepted PayPal, it just makes it more easier and safer to make purchases. I have never had any issues 100 percent reliable. Reviewed on: 4th June 2024

Good NEVER LET ME DOWN, ALWAYS AVAILABLE AND SAVES M...

Good NEVER LET ME DOWN, ALWAYS AVAILABLE AND SAVES ME A LOT OF TIME. GREAT FOR MY PATMENTS ONLINE AT ALL PLATFORMS Reviewed on: 4th June 2024

Spreading the cost

Excellent to spread the cost of bigger items - opportunity to pay as much monthly as you want to bring down the balance - easy to keep track Reviewed on: 4th June 2024

All ways easy to use weather you pay outright or in...

All ways easy to use weather you pay outright or in three instalments or credit easier than bank loans Reviewed on: 4th June 2024

Easy to use, app is simple.

Easy to use, app is simple. Great at reminding you Reviewed on: 4th June 2024

My go to option when I need credit

So easy to use and great customer service when I needed it. 10 out of 10 ! Reviewed on: 4th June 2024

Very helpful staff when I had a query about my direc...

Very helpful staff when I had a query about my direct debit. They adjusted the payment to keep me pn track to pay off without incurring interest Reviewed on: 4th June 2024

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