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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176680 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176703)

Excellent to use - I just wish I could pay money off...

Excellent to use - I just wish I could pay money off individual items I have purchased instead of just paying amounts off the total figure Reviewed on: 11th June 2026

Quick and easy payment method, great 4 months intere...

Quick and easy payment method, great 4 months interest free option Reviewed on: 11th June 2026

I love paypal for peace of mind and security when pa...

I love paypal for peace of mind and security when paying online. Reviewed on: 11th June 2026

Excellent, fast, and refreshing experience

After banking with Lloyds for over 60 years, I recently decided to try PayPal—and I’m very glad I did. I received a credit to my PayPal account and decided to apply for a PayPal card so I could use the funds. The entire process was incredibly quick, simple, and well organised. From application to receiving my card took just a couple of days, which really impressed me. I had never seriously considered using PayPal or similar services before, but this experience has been a real breath of fresh air. It’s made me rethink how I manage my money and even consider moving away from traditional high street banks. Overall, everything was smooth, efficient, and easy from start to finish. I would highly recommend PayPal to anyone looking for a modern and hassle-free alternative. Reviewed on: 11th June 2026

Paypal are good

Had a good experience using PayPal over a number of years. Customer service had been quick and helpful when required Reviewed on: 11th June 2026

It’s been super easy getting my credit card and acti...

It’s been super easy getting my credit card and activating it. Any problems that I have I go straight on the app to talk to a PayPal employee and they always help so quick. Reviewed on: 11th June 2026

Excellent service and now rewards instead of using d...

Excellent service and now rewards instead of using debit card. Reviewed on: 11th June 2026

Happy to have you, never had any issues

Happy to have you, never had any issues Reviewed on: 11th June 2026

EASY TO USE

It`s just so easy and safe to use and helps spread the costs Reviewed on: 11th June 2026

good experience with PayPal Credit

It's been a good experience since I started using PayPal credit Reviewed on: 11th June 2026

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