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PayPal: PayPal Credit reviews

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4.91
Based on 59,153 reviews, last reviewed 12th Apr 2026
769500% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

TEAM PAYPAL Paypal have been a great help to me, pay in 3 allows me to be able to get things i need without having to pay full amount, thisis a massive help to me... Read more Reviewed on: 12th April 2026
Lynn's avatar
Lynn

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59153)

5 star rating

5
I wish more consumers accepted PayPal, it just makes it more easier and safer to make purchases. I have never had any issues 100 percent reliable. Reviewed on: 4th June 2024
SJ's avatar
SJ

Good NEVER LET ME DOWN, ALWAYS AVAILABLE AND SAVES M...

5
Good NEVER LET ME DOWN, ALWAYS AVAILABLE AND SAVES ME A LOT OF TIME. GREAT FOR MY PATMENTS ONLINE AT ALL PLATFORMS Reviewed on: 4th June 2024
Nam's avatar
Nam

Spreading the cost

5
Excellent to spread the cost of bigger items - opportunity to pay as much monthly as you want to bring down the balance - easy to keep track Reviewed on: 4th June 2024
Angela Leather's avatar
Angela Leather

All ways easy to use weather you pay outright or in...

5
All ways easy to use weather you pay outright or in three instalments or credit easier than bank loans Reviewed on: 4th June 2024
Ian M's avatar
Ian M

Easy to use, app is simple.

5
Easy to use, app is simple. Great at reminding you Reviewed on: 4th June 2024
Philip sneyd's avatar
Philip sneyd

My go to option when I need credit

5
So easy to use and great customer service when I needed it. 10 out of 10 ! Reviewed on: 4th June 2024
Richard Hutchings's avatar
Richard Hutchings

Very helpful staff when I had a query about my direc...

4
Very helpful staff when I had a query about my direct debit. They adjusted the payment to keep me pn track to pay off without incurring interest Reviewed on: 4th June 2024
John J's avatar
John J

Any problem and their customer help is brilliant

5
Any problem and their customer help is brilliant Reviewed on: 4th June 2024
Mary S's avatar
Mary S

Straightforward and convenient.

5
Straightforward and convenient. Transactions feel very safe and secure. Reviewed on: 4th June 2024
Flo's avatar
Flo

Easy to use with very low interest.

5
Easy to use with very low interest. Reviewed on: 4th June 2024
Marc Q's avatar
Marc Q

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