Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 59,138 reviews, last reviewed 12th Apr 2026
768200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal online I have made many purchases online, and pay pal has given me the confidence to do so. It’s set up is straightforward and contacting them is easy as wel... Read more Reviewed on: 12th April 2026
Aldo's avatar
Aldo

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (59138)

My go to option when I need credit

5
So easy to use and great customer service when I needed it. 10 out of 10 ! Reviewed on: 4th June 2024

Very helpful staff when I had a query about my direc...

4
Very helpful staff when I had a query about my direct debit. They adjusted the payment to keep me pn track to pay off without incurring interest Reviewed on: 4th June 2024

Any problem and their customer help is brilliant

5
Any problem and their customer help is brilliant Reviewed on: 4th June 2024

Straightforward and convenient.

5
Straightforward and convenient. Transactions feel very safe and secure. Reviewed on: 4th June 2024

Easy to use with very low interest.

5
Easy to use with very low interest. Reviewed on: 4th June 2024

Easy to use and convenient at checkout.

5
Easy to use and convenient at checkout. Easy to pay off as many times as you like in the month. Reviewed on: 4th June 2024

Enjoyable:Thank you so much for helping me to get wh...

5
Enjoyable:Thank you so much for helping me to get what I couldn't afford in one go.You let me me achieved my goal Reviewed on: 4th June 2024

Great service, easy to use.

5
Great service, easy to use. The option to pay over time is handy. Reviewed on: 4th June 2024

Quick and easy to check out, interest free for 4 mon...

5
Quick and easy to check out, interest free for 4 months so great value Reviewed on: 4th June 2024

Amazing service

5
Great service. Helped me really easily with regards to a sale which I never received the goods for. Reviewed on: 4th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review