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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59111 reviews)

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4.91

Based on 59,111 reviews, last reviewed 11th Apr 2026

765600% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick service,great offers for payments with 0% inte... Quick service,great offers for payments with 0% interest. Will continue to use PayPal credit over any other cards I have. Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59111)

The Pay Pal credit service is amzing an so easy to use.

The Pay Pal credit service is amzing an so easy to use. Reviewed on: 4th June 2024

Keep it up

Not BAD but need to be more precise in dealing with item that was refunding Reviewed on: 4th June 2024

Good service, helps me afford things I want and stil...

Good service, helps me afford things I want and still allows me to save some of my money by splitting the cost into bite size chunks. Wish they hadn’t taken away the pay in 3 option on eBay though as used to use this service quite a lot. Reviewed on: 4th June 2024

Convenient and help to spread the cost

Convenient and helps to spread the cost to purchasing more expensive items. Reviewed on: 4th June 2024

Highly Recommended

Highly recommended, reliable and friendly team that assists when you needed help Reviewed on: 4th June 2024

Love paypal

I've always used PayPal over the years and continue to do so Reviewed on: 4th June 2024

Would recommend

Not experienced customer service but the service as a whole is good. No complaints Reviewed on: 4th June 2024

I trust PayPal.

Evrey thing is brilliant, except when I want to speek to costumer serves, it is not dood and the answer machine is so bad .I just wish to change it Reviewed on: 4th June 2024

Always been a PayPal user and find it super trusting...

Always been a PayPal user and find it super trusting and safe. For personal and business use.. it works for everything I need Reviewed on: 4th June 2024

I am doing all payments via PayPal.

I am doing all payments via PayPal. Wherever required PayPal gives me facility to split payments in 3 or 4 payments without any charge. Very happy to use PayPal credit which give me more flexibility of payment without extra charges. Reviewed on: 4th June 2024

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