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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59071 reviews)

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4.91

Based on 59,071 reviews, last reviewed 11th Apr 2026

762000% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I find that PayPal Credit can be really helpful when... I find that PayPal Credit can be really helpful when I need a bit of financial flexibility, especially in unexpected situations. There have been times... Read more Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59071)

Great and easy to use.

Great and easy to use. Safe and helps peace of mind. Reviewed on: 4th June 2024

So useful before payday

Makes things so much easier to purchase when funds are not instantly available. I would have missed out on sale prices without PayPal credit Reviewed on: 4th June 2024

Reliable, fair and timely.

Reliable, fair and timely. I have been updated accordingly and have been a loyal customer for years. Thank you for the service. Reviewed on: 4th June 2024

Easy to use and accepted almost everywhere online

Easy to use and accepted almost everywhere online Reviewed on: 4th June 2024

Paying by PayPal is the easiest way for me to manage...

Paying by PayPal is the easiest way for me to manage my spendings. Also, I feel protected for every transaction I make. Reviewed on: 4th June 2024

Always helpful and easy to use/ navigate

Always helpful and easy to use/ navigate Reviewed on: 4th June 2024

spread payment...

Use it all the time to help spread payment Reviewed on: 4th June 2024

PayPal credit is proper easy

PayPal credit has been super easy and every payment needed is clear and labelled Reviewed on: 4th June 2024

PayPal credit really helped me. Thankyou.

PayPal credit really helped me when I needed it. Easy set up, great terms and very reasonable rates. Thankyou. Reviewed on: 4th June 2024

I love how I’m able to pay back as much as I want ev...

I love how I’m able to pay back as much as I want every month easily through the app Reviewed on: 4th June 2024

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