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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176907 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176915)

It’s helpful for when you need a bit of credit...

It’s helpful for when you need a bit of credit Reviewed on: 11th June 2026

Easy use.

Use the app. Easy checkout no hassle. Reviewed on: 11th June 2026

Great experience

Using PayPal Credit has been a great experience for me. The application process was simple, and managing payments is incredibly convenient. It has given me more flexibility when making purchases and helped me spread the cost of larger expenses without unnecessary hassle. What I appreciate most is how easy and user-friendly the service is. Everything is integrated seamlessly into PayPal, making transactions quick and secure. Thanks to PayPal Credit, I’ve been able to take advantage of opportunities and purchases that might have been difficult to manage otherwise. Overall, it’s a reliable and convenient financial tool that has opened up new possibilities and made online shopping much more comfortable. I would definitely recommend it to anyone looking for flexibility and ease of use. Reviewed on: 11th June 2026

Pay pal always on hand for safe internet purchases

Pay pal always on hand for safe internet purchases Reviewed on: 11th June 2026

Excellent service.

Excellent service. Good customer service. Reviewed on: 11th June 2026

PayPal credit is very easy to use, the app makes lif...

PayPal credit is very easy to use, the app makes life simple. Customer service is great too. No complaints. Very happy. Reviewed on: 11th June 2026

We been using pay pal for a long time now easy to us...

We been using pay pal for a long time now easy to use easy to pay bill we set up direct debit so we never miss a payment I love the app it’s so easy to use checking balance and much much more Reviewed on: 11th June 2026

Great no problems at all , great customer service, n...

Great no problems at all , great customer service, never had a problems Reviewed on: 11th June 2026

Used PayPal Credit as an enabler.

Used PayPal Credit to overcome a cash flow problem allowing us to purchase a greenhouse ready for summer. Easy to use and straight forward setting up payments to clear the balance on time. Repeated with another purchase and again very easy to manage. Reviewed on: 11th June 2026

I have been using it from long time and very happy w...

I have been using it from long time and very happy with the service no issues at all Reviewed on: 11th June 2026

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