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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176972 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176983)

Great service -any disputes I have rai...

I’ve never had an issues and any disputes I have raised have been resolved which gives me peace of mind. I also use PayPal credit which is quick and easy. I have used Paypal for many years and continue to do so. Reviewed on: 11th June 2026

easy to use and very flexible with payments

easy to use and very flexible with payments Reviewed on: 11th June 2026

It’s a safe no fuss way to pay across many vendors.

It’s a safe no fuss way to pay across many vendors. Reviewed on: 11th June 2026

Good help shopping and others online as well

Good help shopping and others online as well Reviewed on: 11th June 2026

Paypal amazing

Wonderful, service and the most effective one is their 4 month interest free purchase from payal credit saved so much of money. Reviewed on: 11th June 2026

Great service

Great service—easy to use, secure, and reliable. Payments are processed quickly, and I’ve had a positive experience whenever I’ve used it.” Reviewed on: 11th June 2026

I love PayPal credit.

I have used PayPal credit a few times for making larger purchases towards the renovation of our home. I really like the ease of making my payments through the app plus having a reminder of a dur payment is also very helpful. I'll use PayPal credit many times in the future. Reviewed on: 11th June 2026

Always reliable and easy to use.

Always reliable and easy to use. A great way to purchase items and spread the cost. Reviewed on: 11th June 2026

Holiday surprise

I paid for a holiday which I didn’t even know you could do I’ve 4months interest free this will help me go abroad for first time Reviewed on: 11th June 2026

Looks after your money

Looks after your money excellent in helping with disputes I have always used PayPal because my transactions are safe always dealt with disputes professionally and fairly Reviewed on: 11th June 2026

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