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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59031 reviews)

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4.91

Based on 59,031 reviews, last reviewed 11th Apr 2026

758500% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

everything works well and it's very handy. everything works well and it's very handy. no worries and everything is taking care of Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59031)

Using PayPal Credit/Paypal is Easy!

Using PayPal credit has been helpful in emergency situations and when I have had to call to confirm something the agent has always been helpful! Reviewed on: 4th June 2024

Brilliant communication and very fair.

Brilliant communication and very fair. Always secure and give a feeling of confidence when buying online. Reviewed on: 4th June 2024

Great service and product.

Great service and product. Love paying in 12 or 4 when ordering larger purchases. Gives great flexibility Reviewed on: 4th June 2024

PayPal always

Always use PayPal when I can always been very good service and safe! Reviewed on: 4th June 2024

The app is great and simple for online purchases vi...

The app is great and simple for online purchases via debit or credit. Grate rates, simple to pay off with 0% interest and other plans. Would highly recommend this service to purchase things until payday. The app is simple to use making it is easy to make payments and check your balance. Transactions are separated so easy to understand. Also get reminders. Reviewed on: 4th June 2024

The paypal app is so easy to use.

The paypal app is so easy to use. Paypal gives more flexibility for bigger purchases. It is safe and i highly recommend it for peace of mind. There is always excellent communication from paypal Reviewed on: 4th June 2024

Not bad ok

Not bad can be better card maybe Reviewed on: 4th June 2024

Really easy to use & keep track of.

Really easy to use and have used for multiple transactions/ purchases, often 0% interest. Reviewed on: 4th June 2024

Amazing service, helpful and informative

Amazing service, helpful and informative Reviewed on: 4th June 2024

Always great and easy to use always use PayPal credi...

Always great and easy to use always use PayPal credit for my large purchases… interest free Reviewed on: 4th June 2024

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