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PayPal: PayPal Credit reviews

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4.91
Based on 59,000 reviews, last reviewed 11th Apr 2026
755500% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very versatile and easy to use especially with the d... Very versatile and easy to use especially with the digital card Reviewed on: 11th April 2026
Silvana L's avatar
Silvana L

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59000)

Easy to use and purchases are safe

5
Easy to use and purchases are safe Reviewed on: 4th June 2024
Dawn B's avatar
Dawn B

I have had an outstanding experience with PayPal, an...

5
I have had an outstanding experience with PayPal, and a few features stand out to me. One of the best aspects is the ability to buy on credit with 0% interest for several months, making larger purchases more manageable. I also trust PayPal for its robust security measures, which give me peace of mind when making transactions. Additionally, the ease of transferring money through PayPaL Reviewed on: 4th June 2024
Adrian G's avatar
Adrian G

Excellent customer services.

5
Excellent customer services. Excellent value for money and cost effective credit, interest free for 4 months over spends of £99 or 3 months for under £99. Great for budgeting larger purchases. Reviewed on: 4th June 2024
Jeannette B's avatar
Jeannette B

Easy and convenient credit and the app is easy to use.

5
Easy and convenient credit and the app is easy to use. Reviewed on: 4th June 2024
N B's avatar
N B

Nice and easy.

5
Nice and easy. Also very convenient Reviewed on: 4th June 2024
Ellernore V's avatar
Ellernore V

East to use.

5
East to use. No problems. East to set up. Happy with all transactions Reviewed on: 4th June 2024
Anna's avatar
Anna

Have always used PayPal for online purchases and sel...

5
Have always used PayPal for online purchases and selling and any issues have been resolved satisfactory. Just a shame that eBay seems to have moved away from it. If I had one gripe it would be paypals charges for selling second hand items but I guess that’s what keeps the wheel turning. Reviewed on: 4th June 2024
Doopdoop's avatar
Doopdoop

Always there fantastic 3 in pay and interest credit...

5
Always there fantastic 3 in pay and interest credit plans, any issues with goods always sorted Reviewed on: 4th June 2024
Stromberg 's avatar
Stromberg

PayPal is great if your a little short on money righ...

5
PayPal is great if your a little short on money right away so that’s where it helps I find it great Reviewed on: 4th June 2024
Marshall C's avatar
Marshall C

flexible and convenient

5
Easy for payment and their credit term offer great flexibility and peace of mind Reviewed on: 4th June 2024
Hato's avatar
Hato

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