Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177054 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177062)

fantastic experience

fantastic experience every time I have used PayPal. I have never had any problems paying and receiving my goods. Reviewed on: 11th June 2026

Easy, accessible and affordable.

Easy, accessible and affordable. Use online and out and about Reviewed on: 11th June 2026

Good Service, but could you?

I haven't had any contact with Customer Service but the service as a whole has worked well for me and the communication with regards to credit limits etc has been provided in a timely manner. It's not a limitation but something that I have considered, would/could Paypal be able to communicate advice around minimum payments and current interest on a persons account, so look to provide guidance of increasing if the minimum payment is only covering interest added? Reviewed on: 11th June 2026

PayPal credit is So handy

PayPal credit is So handy at times especially using ' pay in 3' at no interest or pay 0% for 4 months. Very good PayPal. Applause.! Reviewed on: 11th June 2026

Very easy and convenient

Very easy and convenient, allows me to pay back in small amounts. Reviewed on: 11th June 2026

Would recommend

Easy to use simple purchase can be used in multiple shops Reviewed on: 11th June 2026

Great paypal

I think PayPal is an extremely good credit provider. What you see is what you get. Reviewed on: 11th June 2026

Fantastic platform, easy to use and fast to process.

Fantastic platform, easy to use and fast to process. Reviewed on: 11th June 2026

Very handy credit.

Very handy credit. Easy and fast. Reviewed on: 11th June 2026

I love paypal and i have been using it with my famil...

I love paypal and i have been using it with my family for more than 10 years Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98393 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub