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PayPal: PayPal Credit reviews

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4.91
Based on 58,957 reviews, last reviewed 11th Apr 2026
751400% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

amazing service PayPal has completely transformed the way I handle money online. From the moment I started using it, the experience has been seamless, secure, and inc... Read more Reviewed on: 11th April 2026
ST's avatar
ST

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58957)

Easy and quick ways to receive and send funds, quick...

5
Easy and quick ways to receive and send funds, quick and easy to receive credit to pay back monthly and offer plenty off deals Reviewed on: 4th June 2024
Chloe S's avatar
Chloe S

The only option for credit

5
Works very well and it’s usually available on most websites which is very handy especially the spilt in 3 payments Reviewed on: 4th June 2024
Megan M's avatar
Megan M

I have been with PayPal for years and have always ha...

5
I have been with PayPal for years and have always had a great experience. Using PayPal credit and the pay in 3 has been a livesave some months. On occasions I have had issues (product issue on ebay and money removed from account) I contacted PayPal and they were fantastic, quick to resolve the issue and so helpful. Reviewed on: 4th June 2024
Nicola s's avatar
Nicola s

Paypal is recommended

5
Well i am using PayPal Credit now for more then yesr now i am very happy with there credit ways and discount offers and payment methods Reviewed on: 4th June 2024
Ali G's avatar
Ali G

Amazing Credit

5
Had it for years, always trust worthy and useable across many sites. Flexible with payback schemes and has made my life a lot easier when financial situations have been tight. Reviewed on: 4th June 2024
James Frank's avatar
James Frank

I trusted PayPal but......

4
I have always trusted PayPal and always used it to make payments where I can for security, however had an issue with unresolved order was disappointed that they did not resolve this and my monies were not refunded despite not recieving the item I had paid for this made me wary of them and loose trust in them. Reviewed on: 4th June 2024
Vicky S's avatar
Vicky S

Excellent.

5
Excellent.Easy to use reliable and safe. Reviewed on: 4th June 2024
Ahmed murshid's avatar
Ahmed murshid

I love PayPal.

5
I love PayPal. They are great if you have a problem and sort it right away Reviewed on: 4th June 2024
Alison H's avatar
Alison H

Perfect Absolutely Fantastic knowing PayPal is avail...

5
Perfect Absolutely Fantastic knowing PayPal is available instantly when required with there security and backup should things go a little south brilliant peace of mind you'll lose no sleep knowing PayPal have got your back. Reviewed on: 4th June 2024
Martyn Solo's avatar
Martyn Solo

Affordable

5
It is a great help for me having this credit Reviewed on: 4th June 2024
Fabiana R's avatar
Fabiana R

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