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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177088 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177094)

Good system

Good experience used it for years Reviewed on: 11th June 2026

Simple, safe and easy to use

A simple, safe and easy way to purchase either online or in store. Reviewed on: 11th June 2026

Easy transactions with pay in 3 and PayPal credit.

Easy transactions with pay in 3 and PayPal credit. Enables bigger purchases without the stress of outright payment. Easy to use platform with reminders when to pay so you don’t miss a payment! Also enjoy the ease of payment to friends and family, and can honestly say, from experience - their buyer protection is second to none! I was scammed and was so worried I wouldn’t have a leg to stand on, but PayPal instantly refunded me the full amount as I had selected business payment and was covered under their protection- thank you! Reviewed on: 11th June 2026

Great app & service

I find the app really easy to use and customer service excellent Reviewed on: 11th June 2026

Seamless experience for all services

Seamless experience for all services Reviewed on: 11th June 2026

Great way to pay for all your stuff.

Have used PayPal credit a number of times and always been effortless and I know what I’m paying. Reviewed on: 11th June 2026

Interest rates too high, as with alll credit cards.

Interest rates too high, as with alll credit cards. Sometimes when you set up or change the anount you want to pay they don’t take anything and it causes trouble on your credit score! Reviewed on: 11th June 2026

It’s good can use finance options payments on credit...

It’s good can use finance options payments on credit need to be updated quicker Reviewed on: 11th June 2026

Not had many issues but when I have I have had a pos...

Not had many issues but when I have I have had a positive resolution. Reviewed on: 11th June 2026

So far most it’s it’s been smooth no complaints for...

So far most it’s it’s been smooth no complaints for worries at this time Reviewed on: 11th June 2026

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