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PayPal: PayPal Credit reviews

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4.91
Based on 58,899 reviews, last reviewed 11th Apr 2026
746300% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It do not require a card. It do not require a card. And it has good interface . Reviewed on: 11th April 2026
Prabhjot Singh's avatar
Prabhjot Singh

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58899)

It's easy to use, terms are clear and easy to pay ba...

5
It's easy to use, terms are clear and easy to pay back to suit my needs Reviewed on: 4th June 2024
Vowen's avatar
Vowen

I use PayPal all the time, and if I have any questio...

5
I use PayPal all the time, and if I have any questions or issues is it's always been sorted. Reviewed on: 4th June 2024
Geuinson D's avatar
Geuinson D

Excellent experience always very easy to use and mak...

5
Excellent experience always very easy to use and make payments Reviewed on: 4th June 2024
JR's avatar
JR

Interest free

5
The 3 or 4 month interest free deals are superb Reviewed on: 4th June 2024
Matt's avatar
Matt

Simple to set up and super-easy to manage

5
Simple to set up and super-easy to manage, PayPal Credit is a no-nonsense payment option with great offers. Very pleased with the arrangement which I have utilised twice. Reviewed on: 4th June 2024
SJHB's avatar
SJHB

Love PayPal, easy to make payments, excellent securi...

5
Love PayPal, easy to make payments, excellent security, feel safer using PayPal excellent service and help when necessary. Reviewed on: 4th June 2024
Tracey 's avatar
Tracey

I have been using PayPal for many years now, and the...

5
I have been using PayPal for many years now, and they offer great products and are always very helpful when I have any issues Reviewed on: 4th June 2024
Sarah J's avatar
Sarah J

I love friends and family

5
I love friends and family option such a great idea for them to be able to access money sent over straight away Reviewed on: 4th June 2024
John v's avatar
John v

Never had any issues

5
Never had any issues, always a quick and easy process. Reviewed on: 4th June 2024
Gavin J's avatar
Gavin J

Very helpful when phoning for either an issue or gen...

5
Very helpful when phoning for either an issue or gen info Reviewed on: 4th June 2024
Carol H's avatar
Carol H

Review PayPal: PayPal Credit now

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