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PayPal: PayPal Credit reviews

4.90
Based on 59,767 reviews, last reviewed 13th Apr 2026
824500% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

paypal is great to use! paypal credit is generous, helpful and so useful for big purchases and safe! Reviewed on: 13th April 2026
Caroline Y's avatar
Caroline Y

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026
YAS's avatar
YAS

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59767)

Reliable paypal

5
Always there at a click of a button, offering great deals, love the pay in 3 Reviewed on: 5th June 2024

It is Izzy to used.

5
It is Izzy to used.I m very happy with the app I can see how much I have to pay how much I can use. Reviewed on: 5th June 2024

Good service

4
Really useful way to pay for larger purchases. Love being able to pay in 4 without interest. Reviewed on: 5th June 2024

Good user experience

5
Good interaction with user friendly interface online and on the App. Reviewed on: 5th June 2024

Their Customer Service is always supportive, helpful...

5
Their Customer Service is always supportive, helpful and friendly. Reviewed on: 5th June 2024

i use paypal credit all the time...

5
i use paypal credit all the time, i get paid weekly so make payments every week & always pay the credit amount within the 3 months so as not to incur charges it's great Reviewed on: 5th June 2024

Very easy and helpful when stuck

5
Very easy and helpful when stuck Reviewed on: 5th June 2024

Best experiences in terms of loans.

5
Best experiences in terms of loans. Easy and quick Reviewed on: 5th June 2024

My only gripe is it seems to take longer for transac...

5
My only gripe is it seems to take longer for transactions to be done, but there is obviously a reason.I like PayPal because I find it secure and always keeps me informed Reviewed on: 5th June 2024

Easy to use and helpful to pay over time

5
Easy to use and helpful to pay over time Reviewed on: 5th June 2024

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