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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,995 reviews, last reviewed 13th Apr 2026
844900% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent way to payment, believe! Excellent way to payment, believe! Reviewed on: 13th April 2026
Alexandre V's avatar
Alexandre V

Latest lowest rating:

1

not very good. not very good. they reduced my credit limit too low which affected my credit score Reviewed on: 13th April 2026
Afia A's avatar
Afia A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59995)

Competition

5
Very professional, ease of purchasing and refunding payments. Reviewed on: 5th June 2024
Ian L's avatar
Ian L

I found PayPal Credit excellent so far.

5
I found PayPal Credit excellent so far. Reviewed on: 5th June 2024
Kuldeep Dogra's avatar
Kuldeep Dogra

So easy to use and pay back i have a get in touch wi...

5
So easy to use and pay back i have a get in touch with them and a payment that didn't come out my account for a while but was reassured that the payment was taken and had nothing to worry about Reviewed on: 5th June 2024
Shaun S's avatar
Shaun S

Incredibly easy and intuitive to use

5
Incredibly easy and intuitive to use Reviewed on: 5th June 2024
Daniel M's avatar
Daniel M

PayPal beats traditional credit cards

5
PayPal is great for providing both flexible payment options, and credit options over 4 months, verses traditional bank issued credit cards Reviewed on: 5th June 2024
Will G's avatar
Will G

It’s good for when your struggling and need somethin...

3
It’s good for when your struggling and need something before payday the downfall is the apr is really high and makes it hard to pay off Reviewed on: 5th June 2024
Paige 's avatar
Paige

Very secure website.

5
Very secure website. Very quick to help sort any problems. Great value for transferring money abroad. I would highly recommend pay pal and have done in the past. Reviewed on: 5th June 2024
Lorna B's avatar
Lorna B

illegible statements of credit transactions

4
illegible statements of credit transactions Reviewed on: 5th June 2024
Marian M's avatar
Marian M

Super satisfied .

5
Had issue once with payment. Was quickly resolved. Using PayPal is very easy overall. Reviewed on: 5th June 2024
kristinaapril1986@gmail.com's avatar
[email protected]

A Great way to buy now pay later when salary is paid!

5
A Great way to buy now pay later when salary is paid! 1st class. Great app, easy to use from my phone or tablet or p.c. Reviewed on: 5th June 2024
Michael 's avatar
Michael

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