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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174920 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174928)

Fast, easy to use.

Fast, easy to use. I have used it multiple times when purchasing goods and services online and it works very smoothly and reliably. Reviewed on: 10th June 2026

PayPal services is always Brilliant fast and trust.

PayPal services is always Brilliant fast and trust. Reviewed on: 10th June 2026

Delightful to use

Easy to use. I enjoy watching my points mount up. I use Paypal whenever I can which means no hefty credit card bill at the end of the month. Reviewed on: 10th June 2026

Stress free experience

Last summer I decided to try PayPal Credit since so far my general experience with PayPal has been great. So when the time came to replace my tv my choice was to finance it with PayPal Credit. The process was easy and straightforward. I was approved instantly with no headaches during the process. Will highly recommend to anyone, to give PayPal credit a try! Reviewed on: 10th June 2026

PayPal credit. What a blessing

Complete control of payment options for PayPal credit. Great earning point rewards along the way whilst spending. Love having physical card access as well as digital card; opening up to not only website spend but also the my local high street shops and even pay my car insurance yearly and those pesky utilities bills which as we all know love to make you pay interest for not paying upfront. This is a thing of the past with a great experience having instant 4 months interest free on those expensive items and services over 99 pounds without the routine of constant credit checks and paperwork and the amount of time it would take along the way and not having to pay additional fees and interest. I’m just happier of the great experience I have had so far. You can make upfront payments as little or as up to the full balances with control over direct debit amounts and payment dates at a touch through the PayPal app without having to pick up a phone. What a blessing. Reviewed on: 10th June 2026

Happy Customer supported by PayPal.

I have always been happy with Paypal for giving me payment options which help me manage my money. Most important is the UI which is soo easy to navigate and perform the needed task. Thank you PayPal, much appreciated for helping me out with my money. And I would recommend PayPal to everyone I speak to to start using for their payments. Reviewed on: 10th June 2026

It's easy & useful paying off large items over a per...

It's easy & useful paying off large items over a period of time Reviewed on: 10th June 2026

Always reliable

When it’s comes for online purchases and sending money PayPal is the most trusted method and the customer service is always reliable and helpful. Reviewed on: 10th June 2026

I find PayPal credit to be excellent.

I find PayPal credit to be excellent. I can use not only my PayPal Credit account, but my PayPal account in general, in so many stores, with complete ease. Reviewed on: 10th June 2026

Good provider.

Good provider. I would recommend Reviewed on: 10th June 2026

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