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PayPal: PayPal Credit reviews

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4.90
Based on 60,500 reviews, last reviewed 13th Apr 2026
891100% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal credit so easy to use and just wha I nee... Love PayPal credit so easy to use and just wha I needed. Reviewed on: 13th April 2026
Beth W's avatar
Beth W

Latest lowest rating:

1

PayPal Direct Debit plan has been terrible. Terrible product and poor App. Direct debits are unable to offer bespoke payment dates as per the customers financial schedule. DD Payment dates are n... Read more Reviewed on: 13th April 2026
HP's avatar
HP
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (60500)

A great service

5
I’ve been using PayPal credit now for over a year and my experience has been nothing less than exceptional, it’s easy to apply for and easy to make payments with. The customer service is fantastic and are quick to resolve any issues. Reviewed on: 5th June 2024
Yvonne C's avatar
Yvonne C

I dont recall having to contact them for anything .

4
I dont recall having to contact them for anything . Sometimes things do not show straight away Reviewed on: 5th June 2024
Mary S's avatar
Mary S

Good app and customer service support

5
Good app and customer service support Reviewed on: 5th June 2024
Jason B's avatar
Jason B

I have never had an issue with PayPal in itself or P...

5
I have never had an issue with PayPal in itself or PayPal credit. It has always been easy to understand and use and reasonable. Reviewed on: 5th June 2024
Chelsie's avatar
Chelsie

Exceptional

5
Paypal offered me credit when no other institution would Reviewed on: 5th June 2024
Zico M's avatar
Zico M

Remain In Control

5
I had no issues signing up, credit limit increases are not automatic so I remain in control of my finances. A great fall back when I need that extra money occasionally Reviewed on: 5th June 2024
Darren B's avatar
Darren B

Good App

5
No issues, available when needed Reviewed on: 5th June 2024
Hoofydoof's avatar
Hoofydoof

Efficient way of handling things, ease of use.

1
Efficient way of handling things, ease of use. Reviewed on: 5th June 2024
Liisa A's avatar
Liisa A

Always there when you need it

5
I have been with PayPal for over a year now and used PayPal credit a number of times for the larger purchases I have made the 4 months interest free is a life saver. Five stars :) Reviewed on: 5th June 2024
Brian W's avatar
Brian W

Never a problem .

5
Never a problem . A secure and trusted form of payment Reviewed on: 5th June 2024
Lisa m's avatar
Lisa m

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