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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174677 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174725)

Has been so helpful and productive for me and my fut...

Has been so helpful and productive for me and my future Reviewed on: 10th June 2026

Very convenient

The website is sometimes not the easiest to find the information, but the service is great, been using them for many years. Reviewed on: 10th June 2026

I had to give a neutral response for customer servic...

I had to give a neutral response for customer service as I've never needed to use it - a good thing! Reviewed on: 10th June 2026

easy to use with a range of options

easy to use with a range of options Reviewed on: 10th June 2026

Easy to use and set up.

Easy to use and set up. Accepted everywhere so shopping with PayPal credit is an important part of my shopping experience. Reviewed on: 10th June 2026

PayPal credit

Easy to use , great experience ,great for budgeting . Happy with the service offered , definatelly recommend. Reviewed on: 10th June 2026

All aroubd excellent.

Never had any issues. Good transactions. Excellent. Reviewed on: 10th June 2026

Would recommend, very helpful

Always use to pay via PayPal when the option is given. Reviewed on: 10th June 2026

Great travel companion

It’s easy to use and accepted worldwide Reviewed on: 10th June 2026

100% PayPal

PayPal is great to be with so good the PayPal credit. Reviewed on: 10th June 2026

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