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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (61305 reviews)

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4.90

Based on 61,304 reviews, last reviewed 13th Apr 2026

965600% increase in 5 star reviews

in the past 90 days

3400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ease of use Ease of use and convenience, no issues at all Reviewed on: 13th April 2026

Latest lowest rating:

1

I am very disappointed with my experience was handled. I am very disappointed with how my case was handled. The item I received was clearly not as described, and I provided full evidence to support this. ... Read more Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61305)

The easiest money solving experience

It was easiest process to apply and get the best financial problem solving experience. Reviewed on: 6th June 2024

Never had any negativity Always phoned me back if th...

Never had any negativity Always phoned me back if there was a problem always pleasant to speak to on the phone very polite Reviewed on: 6th June 2024

Excellent

PayPal credit is easy to use and great for emergency spending recommend Reviewed on: 6th June 2024

Great! Helpful

Great! Helpful when needing to make purchases Reviewed on: 6th June 2024

It’s smooth, fast and easy to navigate.

It’s smooth, fast and easy to navigate. Reviewed on: 6th June 2024

Almost perfect

PayPal credit is very flexible, the interface isn’t 100% great as it takes off minimum payment as well as any extra cash you put towards paying it off Reviewed on: 6th June 2024

Paypal - my online shopping friend.

Have used for many years to help with larger purchases without any issues at all.Being able to feel safe while shopping on line is a great asset and this allows me to spread my costs according to my purse. Reviewed on: 6th June 2024

Only used customer services twice.

Only used customer services twice. 1st time so helpful what I thought would be a major issue was dealt with so quickly and easy was amazing. 2nd time around the gentleman wasn't helpful at all unfortunately. . Thankfully it wasn't a major issue so just left it in the end Reviewed on: 6th June 2024

Been with PayPal for many years and I am comfortable...

Been with PayPal for many years and I am comfortable and happy with the services and protections each times I used PayPal Reviewed on: 6th June 2024

Been a PayPal customer for over 5 years

Been a PayPal customer for over 5 years, customer service was always excellent and helped me whenever help was needed Reviewed on: 6th June 2024

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