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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 61,770 reviews, last reviewed 13th Apr 2026
1009200% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and manage my payments through the... Very easy to use and manage my payments through the app,Explained terms easy to understand Reviewed on: 13th April 2026
RF's avatar
RF

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61770)

Easy and helpful

5
I use it to spread the cost of large payments Reviewed on: 6th June 2024
Mark S's avatar
Mark S

It was excellent.

5
It was excellent. Have had no issues with the PayPal service. Reviewed on: 6th June 2024
Peter S's avatar
Peter S

Paypal Credit Review

5
My Paypal experience has been very fantastic. It has made payments and received of funds easy and rewarding. However, it would be even better if you had an Investment Platform where people could invest and earn money. Reviewed on: 6th June 2024
Cj O's avatar
Cj O

Easy to use and good payment options

5
Easy to use and good payment options Reviewed on: 6th June 2024
Rebecca B's avatar
Rebecca B

Very convenient and secure.

5
Very convenient and secure. Not needing to share bank details with a 3rd part has been reassuring Reviewed on: 6th June 2024
Theresa C's avatar
Theresa C

Love paypal Credit

5
Have used paypal credit to spread the cost of various items and services over 4 months interest free. Aslong as the balance is clear in that period you pay no interest and everyones a winner. I would like to see 12 months interest free introduced for larger values as I believe this would be a tremendous help to many trying to make their money last/ go further! Reviewed on: 6th June 2024
Rob I's avatar
Rob I

Being able to divide my payments monthly how allowed...

5
Being able to divide my payments monthly how allowed me to so much more with my life, the payment plans are affordable. PayPal credit has been a life saver, helped me book a Airbnb which was not planned, helped me get furniture. My sister booked a holiday after my referral. Reviewed on: 6th June 2024
PayPal credit customer two years's avatar
PayPal credit customer two years

Quick, simple, straightforward

5
Straightforward, simple payment processes Reviewed on: 6th June 2024
IAN ROBINSON's avatar
IAN ROBINSON

One of the favourite payments method

5
Good no interest offers which run continuously since I have joined PayPal a while ago. Pay in 3 offer-very useful. Easy to use, versatile. Reviewed on: 6th June 2024
Katarzyna M's avatar
Katarzyna M

It’s a very good way to pay for your purchases...

5
It’s a very good way to pay for your purchases Reviewed on: 6th June 2024
Hadi M's avatar
Hadi M

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