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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174284 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174287)

Thanks for option of buying now pay later on your se...

Thanks for option of buying now pay later on your secure site Reviewed on: 10th June 2026

PayPal plus Gamechanger

Really good range of products and easy to manage through the app. Introduction of debit and credit cards is a game changer. Reviewed on: 10th June 2026

Easy to set up

PayPal Credit is very easy to set up and you are always in control of payments. Using PayPal always makes me feel safe and protected. Statements are easy to view and understand. Reviewed on: 10th June 2026

Easy and Hassel Free

Always use PayPal credit for ease of mind Reviewed on: 10th June 2026

Can always rely on PayPal for my purchases

Can always rely on PayPal for my purchases Reviewed on: 10th June 2026

Never had a problem

Use PayPal credit regularly and never have any issues. Smooth process Reviewed on: 10th June 2026

Good over all

The last time I used customer support it was slow, but that was a long time ago. But otherwise I do like PayPal, and over all I feel saver when given the chance to use it Reviewed on: 10th June 2026

Fantastic

Easy to apply very self-explanatory very fast decision Reviewed on: 10th June 2026

Happy life

Its helped me shop easily and have more trust with the internet Reviewed on: 10th June 2026

Safe tool for online shopping.

Safe tool for online shopping. Always providing good customer service with helping and informed collaborators. Reviewed on: 10th June 2026

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