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PayPal: PayPal Credit reviews

4.90
Based on 62,182 reviews, last reviewed 13th Apr 2026
1048100% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy payment Just makes things easy and simple to use Reviewed on: 13th April 2026
Gary M's avatar
Gary M

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62182)

Great app and services.

5
Great user experience with the mobile application which is very useful for managing multiple services. Its straightforward to use, which makes it easy to manage my finances. Notification are helpful. Reviewed on: 7th June 2024

I’ve had a great experience with PayPal credit!

5
I’ve had a great experience with PayPal credit! Being able to purchase stuff in 3 payments and with 0% interest has been very helpful and amazing :) Reviewed on: 7th June 2024

Great interest free options

5
Easy to use and take advantage of interest free credit Reviewed on: 7th June 2024

PayPal Credit is a must to have.

5
PayPal Credit is a must to have. Easy to use and payback. Really good and secure to buy items which everyone needs these days. Reviewed on: 7th June 2024

Excellent

5
Excellent very easy to use. Always use it first Reviewed on: 7th June 2024

Paypal has been handy for most of my transactions an...

5
Paypal has been handy for most of my transactions and it's easy to use. Reviewed on: 7th June 2024

I have brought a few things with Pay Pal & everythin...

5
I have brought a few things with Pay Pal & everything is fine l feel very secure with paypaj Reviewed on: 6th June 2024

Easy account management

5
It’s easy to manage my account and I like that I can make extra payments when I have the money there to do it. I would prefer if payments made were processed quicker though. Reviewed on: 6th June 2024

Had a perfect time using the website

5
Had a perfect time using the website Reviewed on: 6th June 2024

interest free period

5
It’s great that I can spread my payments over 4 months with no interest to pay Reviewed on: 6th June 2024

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