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PayPal: PayPal Credit reviews

4.90
Based on 62,534 reviews, last reviewed 13th Apr 2026
1080800% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use. So easy to use. When making online payments you have the security of knowing your protected Reviewed on: 13th April 2026
SW's avatar
SW

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62534)

Easy and trusted app

5
Easy and trusted app, I always using this and I recommend to you all please use this amazing trustful and secure app. Reviewed on: 7th June 2024

Trusted, easy and very safe to use,

5
Trusted, easy and very safe to use, Reviewed on: 7th June 2024

Quick and efficient service very pleased

5
Quick and efficient service very pleased Reviewed on: 7th June 2024

Easy and secure very quick service

5
Easy and secure very quick service Reviewed on: 7th June 2024

10/10 for ease of use and 0/10 for customer support

4
The app and easiness to use is great but zero Customer Service. If something goes wrong, there’s no one to support. Only boys that send you on an endless loop Reviewed on: 7th June 2024

Better than my bank

5
Never an issue getting through to customer service. Always resolved my issues.I Always pay with paypal Reviewed on: 7th June 2024

Quick to be authorised, a safety net when finances a...

5
Quick to be authorised, a safety net when finances are tight. Reviewed on: 7th June 2024

Always a smooth experience and a good way to take cr...

5
Always a smooth experience and a good way to take credit Reviewed on: 7th June 2024

Love using PayPal 3 step.

5
Love using PayPal 3 step. Easy to check out and interest free. Makes like simple and great to use at Christmas time to spread the cost. Reviewed on: 7th June 2024

PayPal credit works perfect

5
Never had any issues using PayPal credit can't fault it at all Reviewed on: 7th June 2024

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