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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

Easy to use, and reliable service, the app to manage...

5
Easy to use, and reliable service, the app to manage your finances is also user friendly Reviewed on: 26th May 2025
Michaela F's avatar
Michaela F

Good service.

5
Good service. Helpful and they are there if needed. Only negative is that it takes so long for cases to be resolved Reviewed on: 26th May 2025
Nats's avatar
Nats

Great service great offers easy to contact.

5
Great service great offers easy to contact. Very helpful and provides great support. Good useful information and instructions and always let informed of new products. Reviewed on: 26th May 2025
Melvyn D's avatar
Melvyn D

Easy quick convenient secure No issues with the serv...

5
Easy quick convenient secure No issues with the service provided. Reviewed on: 26th May 2025
Mark j's avatar
Mark j

I find PayPal an excellent and safe choice for purch...

4
I find PayPal an excellent and safe choice for purchases. The credit apr is a little high though Reviewed on: 26th May 2025
Gary W's avatar
Gary W

Have no issues, re arranged a direct debit, very ame...

5
Have no issues, re arranged a direct debit, very amenable, good so far. Reviewed on: 26th May 2025
Gary b's avatar
Gary b

I usually use PayPal for most of my purchases and...

5
I usually use PayPal for most of my purchases and Reviewed on: 26th May 2025
Eudes Pires's avatar
Eudes Pires

Easy to use, functionality is excellent

5
Easy to use, functionality is excellent Reviewed on: 26th May 2025
Averagemod 's avatar
Averagemod

Convenient service

5
PayPal Credit is a feature which is really helpful to me. The fact that I have the possibility to spend a large amount of money and pay in three instalments- interest free- is a big advantage. Reviewed on: 26th May 2025
LD's avatar
LD

Safe and easy :)

5
Safe and easy access when dealing with money for years. I was treated more like a friend when needing advice of customer service and for that I would give PayPal 10 out of 10. Reviewed on: 26th May 2025
Marta S's avatar
Marta S

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