Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174244 reviews)

View other PayPal products

4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174252)

Easy to use

Great and very easy to use all on your mobile Reviewed on: 10th June 2026

Non issues, easy to use and fair rates - especially...

Non issues, easy to use and fair rates - especially when paying off within the credit time scales Reviewed on: 10th June 2026

Live PayPal

I love using PayPal, it gives me the flexibility I need to get by in this crazy world. Reviewed on: 10th June 2026

Very quick easy and straightforward to use

Very quick easy and straightforward to use Reviewed on: 10th June 2026

i regular set up payment in three installments for c...

i regular set up payment in three installments for certain purchasers it makes payments for items easier to afford, and i have no problems with the set up runs smoothly every time. Reviewed on: 10th June 2026

Easy simple safe

Easy simple safe I love it and recommend my friends to try it Reviewed on: 10th June 2026

Very simple and ease of use .

Very simple and ease of use . Terms are clear and you can now get a virtual card excellent offers and earn pounts Reviewed on: 10th June 2026

Never faults, brilliant customer service and an exce...

Never faults, brilliant customer service and an excellent all-round experience. Reviewed on: 10th June 2026

Wszystko super ,jestem bardzo zadowolona z kredytu p...

Wszystko super ,jestem bardzo zadowolona z kredytu paypal. Mo Reviewed on: 10th June 2026

I really like Paypal.

I really like Paypal. Its very easy to use and feels a lot more secure than online banking. Im kept informed regularly of ways rhat i can improve things, and ways PayPal can imorove rhings too. Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96402 reviews
Payments
from PayPal 4.71 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub