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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,477 reviews, last reviewed 18th Apr 2026
2274600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Student teacher life saver As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of ... Read more Reviewed on: 18th April 2026
Jessica B's avatar
Jessica B

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75477)

Very easy, quick decisions and informative customer...

5
Very easy, quick decisions and informative customer services. Been using for many years! Reviewed on: 26th May 2025
Mark B's avatar
Mark B

Always use it.

5
Always use it. As its easy to buy easy to pay off Reviewed on: 26th May 2025
Viktors Gusevs's avatar
Viktors Gusevs

Safe financial credit you can trust.

5
Safe financial credit you can trust. Reviewed on: 26th May 2025
Wendy R's avatar
Wendy R

Found the service east to set up, no application was...

5
Found the service east to set up, no application was required (pre-approval is great service). Paying back is very simple, easy to manage, no interest also appeals to me Reviewed on: 26th May 2025
Roy S's avatar
Roy S

Happy with the service, would recommend

5
Happy with the service, would recommend Reviewed on: 26th May 2025
CMN's avatar
CMN

PayPal Credit simple and easy to use

5
My Computer stopped working and it is critical for work. PayPal Credit got me out of a bind and I used it over 4 months. It's simple and easy to use with most retailers. Reviewed on: 26th May 2025
Steven A's avatar
Steven A

Good experience with paypal products

5
Good experience with paypal products Reviewed on: 26th May 2025
Sarah's avatar
Sarah

Very easy straightforward process, all information v...

5
Very easy straightforward process, all information very clear and up to date Reviewed on: 26th May 2025
Piotr C's avatar
Piotr C

So easy to use, convenient and very helpful.

5
So easy to use, convenient and very helpful. Unlike others PayPal has many options of instalments. Customer service is very professional and helpful Reviewed on: 26th May 2025
Aejaz's avatar
Aejaz

Alternative to cash

5
PayPal credit is very good for me, it helped me to make purchase in way that I wouldn't be able to, if I haven't had PayPal account. I would recommend it to anyone. Reviewed on: 26th May 2025
Sonia B's avatar
Sonia B

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