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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75660 reviews)

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4.90

Based on 75,660 reviews, last reviewed 18th Apr 2026

2291600% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing service. Amazing service. Quick and trustworthy Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75660)

Cannot fault, quick service with great support.

Cannot fault, quick service with great support. Reviewed on: 26th May 2025

Reliable

Never had a problem I find it very reliable. I like the pay in 3 doesn't seem so bad when you need an expensive item. Reviewed on: 26th May 2025

Excellent way to have flexible credit

Excellent way to have flexible credit Reviewed on: 26th May 2025

Simple and easy to use.

Simple and easy to use. It's simple to borrow money. Increase in limits are easily emailed over when they are offered. Reviewed on: 26th May 2025

Excellent

Really good offers on certain purchases. Clear information on interest, charges, statements etc. Easy to manage account within PayPal app. Excellent service and accepted widely online. Reviewed on: 26th May 2025

The best of the best payment methods

The best form of payment I know. I recommended Pay Pal to my friends and family. They are all very happy. I am sure that this is the best and safest form of payment at the present time. Reviewed on: 26th May 2025

Better tyhan the average card

Excellent range of services and better interest rates Reviewed on: 26th May 2025

Never used customer service so can’t rate it.

Never used customer service so can’t rate it. Reviewed on: 26th May 2025

Have use pay pal credit many time 3 monthly pays sui...

Have use pay pal credit many time 3 monthly pays suits me for unexpected bigger buys. Easy set up and straightforward to do. Reviewed on: 26th May 2025

Great all round

Simple, efficient, reliable app, good communication Reviewed on: 26th May 2025

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