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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174192)

Very easy to Registered

Very easy to Registered.go to the website and then after few minutes tell you how much you are eligible to get credit Reviewed on: 10th June 2026

It’s super easy to use and safe for online purchases...

It’s super easy to use and safe for online purchases especially for safety purposes Reviewed on: 10th June 2026

Excellent service and smooth experience

I had a very positive experience. The process was simple, straightforward, and easy to understand. Everything was handled efficiently, and I received clear communication throughout. The service met my expectations, and I would be happy to use it again in the future. Overall, I am very satisfied and would recommend it to others. Reviewed on: 10th June 2026

Easy to select and use, always available

Easy to select and use, always available Reviewed on: 10th June 2026

Easy to use, reliable and trustworthy.

Easy to use, reliable and trustworthy. PayPal always sorts things out of there are any issues or concerns. Have never had any issues with using PayPal. Reviewed on: 10th June 2026

PayPal credit makes bigger purchases more manageable

I use PayPal credit to make bigger purchases more manageable for my business . Reviewed on: 10th June 2026

I have had a good experience with customer service w...

I have had a good experience with customer service when I need them to explain things Reviewed on: 10th June 2026

I feel protected highly recommended

I never had problem with PayPal either to transfer money or buying something highly recommended I feel very secure when I use it. Reviewed on: 10th June 2026

Easy and accessible

Easy and accessible, great way to spread costs Reviewed on: 10th June 2026

PayPal great way of paying

Any issues I’ve had customer services have helped or responded and sorted for me. Reviewed on: 10th June 2026

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