Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174101)

Very good review

5
Very good service will recommend Reviewed on: 10th June 2026

Paypal is Best option to pay Safe and secure without...

5
Paypal is Best option to pay Safe and secure without any worry Reviewed on: 10th June 2026

Easy convenient n always 1st choice

5
Easy convenient n always 1st choice Reviewed on: 10th June 2026

Affidability.

4
I had problems and called via the app and all went smooth. Reviewed on: 10th June 2026

Excellent service and very secure and reliable.

5
Very good and excellent service, since I started with PayPal. Reviewed on: 10th June 2026

They have been amazing, great service and great cust...

5
They have been amazing, great service and great customer service. Always happy and fast to help with any requests. They have helped get money back when scammed and also when vendors simply don’t reply Reviewed on: 10th June 2026

Paypal credit is easy to use in any stores, and online.

5
Paypal credit is easy to use in any stores, and online. I love the flexibility rhat I can use it anywhere when needed. I been using it for a new bedframe and the payment was easy. It also offers 0% charge for the first couple of months I thunk is awesome! Reviewed on: 10th June 2026

PayPal Credit does do wonders

5
PayPal credit given me the edge of spread it out of 4 months payments, Reviewed on: 10th June 2026

4 months free interest is a winner

5
I use PayPal credit when I have things I really want to but buy domt have the money available at time of purchase and is so beneficial for me as u get 4 months to pay it back at 0 percent finance thia is much better than any other pay later services as most if them you have to pay back within 4 to 12 weeks Reviewed on: 10th June 2026

Easy to use, variety of choices to pay and options,...

5
Easy to use, variety of choices to pay and options, no fuss and stress free, I have never had an issue while using the ap Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 96295 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3840 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products