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PayPal: PayPal Credit reviews

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4.90
Based on 76,009 reviews, last reviewed 18th Apr 2026
2322700% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience PayPal has been great, everything in app is so easy to understand and highly protected. Love Reviewed on: 18th April 2026
Clare's avatar
Clare

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76009)

I've used paypal for secure spending and also to hel...

5
I've used paypal for secure spending and also to help me move house to buy essentials using PayPal credit. The pay in 3 is very useful for bigger items to spread the cost Reviewed on: 26th May 2025
MISS J's avatar
MISS J

I have used PayPal for years and have never had any...

4
I have used PayPal for years and have never had any issues Reviewed on: 26th May 2025
Gemma O's avatar
Gemma O

Always very straightforward to use and excellent saf...

5
Always very straightforward to use and excellent safety measures in place. Reviewed on: 26th May 2025
Steven W's avatar
Steven W

Excellent service from PayPal.

5
Excellent service from PayPal...total confidence in handling any transaction. 10/10 Reviewed on: 26th May 2025
Gene 's avatar
Gene

PayPal is good and easy to use needs to be a lot wid...

5
PayPal is good and easy to use needs to be a lot wider for paying other shops ect Reviewed on: 26th May 2025
SHADYBOY's avatar
SHADYBOY

Convenient well designed easy to access.

5
Convenient well designed easy to access. PayPal pay in 3 helps me enjoy small treats without ruining my bank balance. For bigger spends I can use PayPal credit safe that I can pay off the balance in manageable chunks. I use PayPal linked to my debit card for all other purchases for peace of mind knowing I am safe from fraudsters and scammers. The most amazing money service ever invented. Reviewed on: 26th May 2025
Peter W's avatar
Peter W

There when you need it.

5
There when you need it. Flexible credit, pay in 3 option great for larger purchases Reviewed on: 26th May 2025
Susan 's avatar
Susan

everything I want to pay with paypal doesn't cause m...

5
everything I want to pay with paypal doesn't cause me any problems Reviewed on: 26th May 2025
Barbara G's avatar
Barbara G

Ain't too shabby

5
Never had an issue yet . Good credit and options with pay in 3 etc. Reviewed on: 26th May 2025
Reece's avatar
Reece

Pretty good I’ve been using it on and off for the la...

5
Pretty good I’ve been using it on and off for the last few years and without that I found something confusing. Their customer service has always been great. Reviewed on: 26th May 2025
Jamey Sherman's avatar
Jamey Sherman

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