Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 76,151 reviews, last reviewed 18th Apr 2026
2336000% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use, and manage your finances So easy to use, and manage your finances Reviewed on: 18th April 2026
WOODY197321's avatar
WOODY197321

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76151)

Excellent service

5
Very easy to use the app to view the account And easy to make payments for goods from other websites with a link to PayPal Reviewed on: 26th May 2025

I always use PayPal when doing my online shopping an...

5
I always use PayPal when doing my online shopping and I am happy with the results! Reviewed on: 26th May 2025

Fast and efficient service, allways accurate, best i...

5
Fast and efficient service, allways accurate, best in UK for sure. Reviewed on: 26th May 2025

I have had no issues whatsoever with using PayPal cr...

5
I have had no issues whatsoever with using PayPal credit. The app is user friendly and I find it easy to contact support if I have any questions. I would recommend PayPal Credit to all of my family and friends. Reviewed on: 26th May 2025

Extremely useful

5
I have found pay pal extremely useful and very easy to use and understand Reviewed on: 26th May 2025

Excellent, helps alot making it easier splitting pay...

5
Excellent, helps alot making it easier splitting payments into manageable amounts. Reviewed on: 26th May 2025

Very good.

4
Very good. Always there when I need it. Reviewed on: 26th May 2025

Excellent servcw

5
Super. for purchasing and spreading costs, easy to use Reviewed on: 26th May 2025

Easy to use and love the pay in 3 installments.

5
Easy to use and love the pay in 3 installments. Always feel safe purchasing with PayPal. Has helped me get through my financial struggles . Reviewed on: 26th May 2025

I have never had a problem and it is so very handy a...

5
I have never had a problem and it is so very handy and easy to use. Reviewed on: 26th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review