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PayPal: PayPal Credit reviews

4.90
Based on 76,280 reviews, last reviewed 18th Apr 2026
2347900% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very professional , the future of school Very professional , the future of school Reviewed on: 18th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76280)

PayPal is very professional

5
PayPal is very professional the way they work and I have always been satisfied with them Reviewed on: 26th May 2025

It’s trust worthy, you know your money and identity...

5
It’s trust worthy, you know your money and identity are very safe, and there’s myther, it’s quick and simple give it a good Reviewed on: 26th May 2025

PayPal Credit is great!!

5
Have been using for some time now. Very useful to have this type of credit - 4 months to pay, interest free - far better than a credit card, really excellent. Dead easy to use. On the rare occasion I need to speak to PayPal they answer the phone quickly and the staff are very polite, friendly and professional. Reviewed on: 26th May 2025

Its there when I need it and is easy to manage and y...

4
Its there when I need it and is easy to manage and you can pay it off early. Reviewed on: 26th May 2025

Fantastic and easy

5
Fantastic and easy to use and feel save when using paypal online .As I have been scammed on ebay with an item and paypal refunded me fast and no problems so I feel protected using paypal it's also easy to send and receive money to and from friends and family Reviewed on: 26th May 2025

Great service and I would definitely recommend

5
Great service and I would definitely recommend Reviewed on: 26th May 2025

Hassle free and much safer yo used online..

5
Been using Paypal credit for almost all my online purchases. Hassle free and much safer to used. Reviewed on: 26th May 2025

Applying for PayPal credit.

5
Applying for PayPal credit is very straight forward and they are very quick to give their approval with a realistic credit limit. I would strongly recommend. Reviewed on: 26th May 2025

Paypal is great, the only thing is the high interest...

4
Paypal is great, the only thing is the high interest rate, that’s preventing me from giving 5 stars. Reviewed on: 26th May 2025

Easy to use, pay and manage.

5
Easy to use, pay and manage. Safe, secure and my go to method of payment for online shopping. Reviewed on: 26th May 2025

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