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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173688 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173731)

Easy to use.

Easy to use. Excellent app. Good customer service. Highly recommend Reviewed on: 9th June 2026

Brilliant service

It is a brilliant service in times of need and emergencies. Can use straight away with no hasses Reviewed on: 9th June 2026

Cant fault it.

Cant fault it... love using PayPal/paypal credit. Makes my life so easy and whenever I've had an issue regarding a faulty item or a refund customer service have been brilliant. Reviewed on: 9th June 2026

Easy to use and never had any issues.

Easy to use and never had any issues. Like the offers of 0% for 4 months on some purchases. Reviewed on: 9th June 2026

Communications .

When having any problems with transactions or refunds PayPal always helps me out and gets the job done. Reviewed on: 9th June 2026

I trust my details are safe when I use paypal.

I trust my details are safe when I use paypal. And that if I dont receive what I bought then I have a guarantee. PayPal have good offers and if u payback the amount u borrow on time then there's no charge. I feel like the charges for standard credit are reasonable. Aslong as you pay it off on time then you're sound. Reviewed on: 9th June 2026

I use PayPal for nearly all transactions online, pay...

I use PayPal for nearly all transactions online, pay in 3 is excellent for the larger purchases and the monthly reminders make me confident of not getting additional charges, all round exceptional service. Reviewed on: 9th June 2026

Amazing service , good rates , easy to use

Amazing service , good rates , easy to use Reviewed on: 9th June 2026

I use PayPal frequently, have rarely encountered any...

I use PayPal frequently, have rarely encountered any hitches, Security wise I trust them. Important to feel confident regarding the provider.. Reviewed on: 9th June 2026

It’s PayPal isn’t it, not much to say really other t...

It’s PayPal isn’t it, not much to say really other than that Reviewed on: 9th June 2026

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