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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172903)

Used since about 2001, never any problems

5
Used since about 2001, never any problems Reviewed on: 9th June 2026

Fantastic!

5
Fantastic! Love it and use it all the time! Reviewed on: 9th June 2026

Everything is great !

5
Everything is great ! So convenient and loads of points. Reviewed on: 9th June 2026

No cost instalment plans!

5
I use PayPal to buy online and it all goes through swiftly and without error. On more expensive items I am able to take advantage of an interest free (no cost) instalment plan which helps me plan my monthly expenditure and budgeting. Reviewed on: 9th June 2026

Very easy checkout process, great starting limit for...

5
Very easy checkout process, great starting limit for new customers. Reviewed on: 9th June 2026

Very convenient

5
I use PayPal credit very often while I do my purchases, it is very convenient way to pay as lost of websites accepts it, it offers pay in three options and gives you 4 months 0% interest on purchases over 100£, I really enjoy using it and I like to have this payement option. Reviewed on: 9th June 2026

Its easy and convenient.

5
Its easy and convenient. I can view my balance and make payments in simple clicks and most stores accept it. It has made food shops and last minute clothing shops easier Reviewed on: 9th June 2026

I find PayPal to be reliable and trustworthy and ful...

5
I find PayPal to be reliable and trustworthy and fully supports its customers. It offers payment options that work well for me Reviewed on: 9th June 2026

Paypal Is a smooth,slick,well thought out financial...

5
Paypal Is a smooth,slick,well thought out financial operations.I like the different payment options which suit all needs. Customer Service is a quick and easy process Reviewed on: 9th June 2026

Easy application, straight forward and clear guide l...

5
Easy application, straight forward and clear guide lines, nothing hidden. Reviewed on: 9th June 2026

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