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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,615 reviews, last reviewed 19th Apr 2026
2378400% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal the best The best and safest thing u did is PayPal Reviewed on: 19th April 2026
Clarrissa f's avatar
Clarrissa f

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76615)

excellent and efficient

5
excellent and efficient. highly recommend. Reviewed on: 26th May 2025
Louise B's avatar
Louise B

Good - easy to use and helpful playform

5
Good - easy to use and helpful playform Reviewed on: 26th May 2025
Aveen 's avatar
Aveen

Make life easy

5
They are very good regarding in financial difficulties time . Reviewed on: 26th May 2025
Muh Shahid's avatar
Muh Shahid

Great customer service

5
Always a quick response keeps me well informed on my account status Reviewed on: 26th May 2025
Susie C's avatar
Susie C

I’ve had a great experience with PayPal as it helps...

5
I’ve had a great experience with PayPal as it helps me manage my finances Reviewed on: 26th May 2025
RINO S's avatar
RINO S

New PayPal credit customer review

5
I have been with PayPal for years, but only recently since last year) started using their credit facilities. I found them to be great - easy to use and a good deal. Reviewed on: 26th May 2025
Mandy's avatar
Mandy

I use PayPal weekly

5
I use PayPal weekly, it is safe and I know they will sort it if things go wrong. Reviewed on: 26th May 2025
Leigh H's avatar
Leigh H

I have never had any issues with PayPal.

5
I have never had any issues with PayPal. From changing my surname, and contacting them for general enquiries, they have always been efficient and helpful Reviewed on: 26th May 2025
Kim S's avatar
Kim S

Huge help

5
Being able to purchase items interest free over three months is a huge help for tight budgets Reviewed on: 26th May 2025
Julie W's avatar
Julie W

PayPal credit is excellent.

5
PayPal credit is excellent. I'm allowed to pay on instalment basis which helps me to organise my finances. Reviewed on: 26th May 2025
GKM 's avatar
GKM

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