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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,745 reviews, last reviewed 19th Apr 2026
2390600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I like the new app, it could be a little slicker in... I like the new app, it could be a little slicker in it's routing but overall very good improvement with the embedded new features Reviewed on: 19th April 2026
Thomas W's avatar
Thomas W

Latest lowest rating:

1

Paypal his very Relieable way to pay for goods Exce... Paypal his very Relieable way to pay for goods Excellent custormer service 10 out of 10 Reviewed on: 19th April 2026
Alan s's avatar
Alan s
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76745)

Not too bad and a good way to pay stuffs online

5
Not too bad I love pay pal. It’s easier and safe for sending money and paying stuffs online. Also love their pay 3 options Reviewed on: 26th May 2025
Akinlolu J's avatar
Akinlolu J

Brilliant service overall , always used PayPal becau...

5
Brilliant service overall , always used PayPal because it feels like a safest way to purchase anything online. Once was offered a Credit I have accepted it to have additional financial flexibility and considering my previous experience I was confident that will not have any problems. Also, I am never keeping big sums on my credit card therefore not really paying much interest Reviewed on: 26th May 2025
Konstantins C's avatar
Konstantins C

Pay-in-3 is a really handy feature, as is PayPal cre...

5
Pay-in-3 is a really handy feature, as is PayPal credit where there is no interest to pay for several months - both features allow me to spread the cost of more expensive buys. Reviewed on: 26th May 2025
John D's avatar
John D

I like the fact that PayPal has stayed relevant

4
I like the fact that PayPal has stayed relevant for so long and been able to offer services to so many retailers Reviewed on: 26th May 2025
Steven H's avatar
Steven H

Great experience good help when you struggle a bit

5
Great experience good help when you struggle a bit Reviewed on: 26th May 2025
Donna b's avatar
Donna b

PayPal has been a reliable lender to me for some yea...

5
PayPal has been a reliable lender to me for some years now. Their credit offers are inviting and their policy on collecting has been helpful at times where I have preferred the short debt as opposed to losing balance from my bank. Reviewed on: 26th May 2025
Ethan W's avatar
Ethan W

Excellent safe and vast option for payment

5
Excellent safe and vast option for payment Reviewed on: 26th May 2025
Hamad H's avatar
Hamad H

Great experience

5
Great experience , very easy to use and the app is simple and user friendly Reviewed on: 26th May 2025
Anna 's avatar
Anna

PayPal App

5
The PayPal App is so easy making sure you pay on time without incurring any charges. I like the split if 3 months to pay, making buying more affordable when spacing the payments out. I like that you receive an email to say they will take the payment. This makes it great to budget each month. Reviewed on: 26th May 2025
Daviee's avatar
Daviee

I am enjoyed:) very professional

5
I am enjoyed:) very professional Reviewed on: 26th May 2025
Krzysztof B's avatar
Krzysztof B

Review PayPal: PayPal Credit now

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