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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172461 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172512)

Excellent way of budgeting

Paypal credit allows me to buy things that i can't afford in 1 payment. I can then either spread this across 3 payments or over 4 months interest free. I can budget accordingly. If I didn't have paypal credit, I would be putting things on a credit card and incurring interest. Reviewed on: 9th June 2026

good experience

easy no hassle payments and credit at your finger tips Reviewed on: 9th June 2026

I feel safe using PayPal.

I feel safe using PayPal. It’s very slick & easy too. Reviewed on: 9th June 2026

Pay Pal are always helpful friendly and get issues r...

Pay Pal are always helpful friendly and get issues resolved quickly Reviewed on: 9th June 2026

PayPal pay in 3

It’s a great convenience to pay the total amount in 3 instalments and that too without any interest. I have used it for higher value purchases as well. Reviewed on: 9th June 2026

PayPal is fast, secure, and incredibly easy to use.

PayPal is fast, secure, and incredibly easy to use. I've had a great experience with smooth transactions and reliable service every time. Highly recommended. Reviewed on: 9th June 2026

I like the flexibility of spreading my payments.

I like the flexibility of spreading my payments. Reviewed on: 9th June 2026

Flexible options to pay to manage budgeting

Flexible options to pay to manage budgeting Reviewed on: 9th June 2026

Indispensible!

PayPal makes life so much easier. I would not be without it now. Reviewed on: 9th June 2026

Very reliable .

Very reliable . Best credit option Reviewed on: 9th June 2026

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