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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172284)

Excellent Service and Support

5
I had experience of my credit availability not updating and the customer service were really prompt with correspondance and providing support. The matter was solved immediately. Reviewed on: 9th June 2026

I’ve been working with PayPal for years - they don’t...

5
I’ve been working with PayPal for years - they don’t disappoint and are supportive. Reviewed on: 9th June 2026

Lifeline

5
PayPal is always there , my credit limit is agreed previously so are a lifeline Reviewed on: 9th June 2026

Easy to manage payments and utilising the 0% interes...

5
Easy to manage payments and utilising the 0% interest free options Reviewed on: 9th June 2026

Very good customer service.

5
Very good customer service. Everything is really good and main thing is no fraud and all. They are very good Reviewed on: 9th June 2026

Mrs Hamideh

5
Very handy. Easy to use. Easy payment method Reviewed on: 9th June 2026

I always use PayPal for purchases online as it is sa...

5
I always use PayPal for purchases online as it is safe and offers flexibility with pay in 3 and PayPal credit. Reviewed on: 9th June 2026

Secure, reliable, and efficient.

5
Secure, reliable, and efficient... Reviewed on: 9th June 2026

Satisfied in general.

5
Satisfied in general.Informative and fast service. Reviewed on: 9th June 2026

very good, supportive...

5
very good, solved an issue on the spot and supportive Reviewed on: 9th June 2026

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