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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,047 reviews, last reviewed 19th Apr 2026
2419200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a great tool Have used PayPal many many times using normal payment methods and the credit options alongside also recieving money either from friends/family or from... Read more Reviewed on: 19th April 2026
Nathan C's avatar
Nathan C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77047)

Great service

5
Able to use to be able to get Christmas gifts and it's a secure way of spending Reviewed on: 26th May 2025
Jessica gibbons's avatar
Jessica gibbons

Easy to use, easy to set up, although tried to chang...

4
Easy to use, easy to set up, although tried to change direct debit and it ignored instructions Reviewed on: 26th May 2025
alin's avatar
alin

Why PayPal credit??

5
Quick and simple fast to get a decision small repayments if needed and easy as pie Reviewed on: 26th May 2025
Simon H's avatar
Simon H

Brilliant for the more expensive items

5
PayPal credit has helped me buy the more expensive items that I couldn't otherwise afford especially as I'm doing up my house, I'd have struggled more so if I didn't have Paypal. The reminders and statements are useful and allow me to keep up to date with my payments. I'd recommend it to anyone I've never had any issues. Reviewed on: 26th May 2025
Gem's avatar
Gem

transaction

5
Quick to transact payment to any currency Reviewed on: 26th May 2025
Afolabi W's avatar
Afolabi W

Happy shopper

5
Having to pay in monthly installments helps me purchase items. If not I wouldn't be able to afford them Reviewed on: 26th May 2025
Peter Murphy 's avatar
Peter Murphy

Easily able to do what I need and can look up anytim...

5
Easily able to do what I need and can look up anytime on the app. I get regular summaries of my activities. Feels safer when using PayPal on line. Like a good bank should be. Reviewed on: 26th May 2025
Mark L's avatar
Mark L

The best.

5
Excellent customer service, always secure, any issue is resolved quickly Can't complain, PayPal its very ttrustworthy company. Reviewed on: 26th May 2025
Harriet Q's avatar
Harriet Q

Always there always safe always reliable.

5
Every time I use PayPal I know they are safe and reliable and always secure for free from worry in any transaction. Reviewed on: 26th May 2025
KLEM's avatar
KLEM

Paypal credit has been really useful for spreading p...

5
Paypal credit has been really useful for spreading payments out and it is very easy to do Reviewed on: 26th May 2025
Kate H's avatar
Kate H

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