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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172135)

PayPal is the way forward with shopping

It is always easy to pay with PayPal plus you have protection in case wrong item, faulty item or something goes wrong, PayPal always helps. I have been using PayPal for years now. Never had a problem. Reviewed on: 9th June 2026

The credit facility and the comfort it provides on h...

The credit facility and the comfort it provides on high value purchases is invaluable. Reviewed on: 9th June 2026

Paypal credit is great...

I have never had any issues, PayPal credit is great and has helped me though my years, to manage a better life style for my family, we can buy or do things we want and have 4 months to pay it back interest free, even if you don’t get it all back in 4 months it’s a small fee every month. Reviewed on: 9th June 2026

Polite and professional every time

Polite and professional every time Reviewed on: 9th June 2026

Reliable credit and a trustworthy system of finance

Reliable credit and a trustworthy system of finance Reviewed on: 9th June 2026

Great always use paypal would recommend too all frie...

Great always use paypal would recommend too all friends and family Reviewed on: 9th June 2026

Never had any issues when using Pay Pal

Never had any issues when using Pay Pal, always managed to get things paid on time and the customer services is excellent if I have a query Reviewed on: 9th June 2026

4 months interest free credit and now has a virtual...

4 months interest free credit and now has a virtual card, so you can use PayPal anywhere Reviewed on: 9th June 2026

Great and simple service

No issues with it whatsoever - great limits, lots of flexibility and easy to use on anything. I think the main thing to watch out for is that payments don't immediately appear on there and may take a few days, but that's a small annoyance in comparison to what it gives you. Reviewed on: 9th June 2026

I feel safe when paying with PayPal as I know custom...

I feel safe when paying with PayPal as I know customer safety is your priority Reviewed on: 9th June 2026

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