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PayPal: PayPal Credit reviews

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4.90
Based on 77,176 reviews, last reviewed 19th Apr 2026
2431700% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use and navigate and extremely... PayPal is so easy to use and navigate and extremely helpful when times are hard Reviewed on: 19th April 2026
Glen M's avatar
Glen M

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77176)

It’s a great feature with payment control in your hand

5
It’s a great feature with payment control in your hand Reviewed on: 26th May 2025
A A Khan's avatar
A A Khan

Very convenient!

5
I have used paypal for years now and will continue using it for years to come. The safety you have when shopping online is really good. You can confidently shop online knowing your money is protected. Paypal credit is also excellent when making big purchases and great value for money as it is interest free for 4 months. Whenever I’ve had any issues, I have been able to contact customer service easily and get everything resolved. Reviewed on: 26th May 2025
Naan's avatar
Naan

"He supported me a lot by giving me credit during my...

5
"He supported me a lot by giving me credit during my hardest times. I like using PayPal." Reviewed on: 26th May 2025
TOLGA A's avatar
TOLGA A

Palpay Credit is really handy and a great service an...

5
Palpay Credit is really handy and a great service and accepted far and wide. I've never had any issues with the service and the payments are easy to manage, so you can make additional payments if you like. Reviewed on: 26th May 2025
Daniel Morris's avatar
Daniel Morris

PayPal so far is reliable and I can make all my tran...

5
PayPal so far is reliable and I can make all my transactions with peace of mind! Reviewed on: 26th May 2025
Karla v Hofe's avatar
Karla v Hofe

PayPal credit has been amazing for me.

5
PayPal credit has been amazing for me. It’s gives you so many options to pay off what you owe and has really helped me buying furniture and kitchen appliances for my house without having to pay any interest! It gives me a lot of flexibility and I know that if I had any issues PayPal would be there to help me! Reviewed on: 26th May 2025
Bledion R's avatar
Bledion R

It makes it easier to purchase stuff!

5
It makes it easier to purchase stuff! Reviewed on: 26th May 2025
Angeline T's avatar
Angeline T

Quick and easyvery good to use

5
Quick and easy to use only had one problem and was very quickly sorted Reviewed on: 26th May 2025
Jody W's avatar
Jody W

It’s great to have choice.

5
It’s great that you have different ways of paying, in full, interest free and also credit Reviewed on: 26th May 2025
Mark c's avatar
Mark c

Excellent all round.

5
Great customer er service. PayPal credit is so quick and simple to use. I would highly recommend this for anyone to use. You get that added guarantee of your purchases being protected also. Reviewed on: 26th May 2025
Daniel Allen's avatar
Daniel Allen

Review PayPal: PayPal Credit now

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