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PayPal: PayPal Credit reviews

4.90
Based on 77,262 reviews, last reviewed 19th Apr 2026
2439800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I use paypal credit all the time , 4 months interest... I use paypal credit all the time , 4 months interest free, whats not too like, so easy to use even better now with the app Reviewed on: 19th April 2026
mick t's avatar
mick t

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77262)

Great way to pay for goods or services and transfer...

5
Great way to pay for goods or services and transfer money to people. Reviewed on: 26th May 2025

Recommended, and easy to use.

5
Recommended, and easy to use. Never had any issues Reviewed on: 26th May 2025

Great to use PayPal

5
Great to use PayPal and safely and fully recommend Reviewed on: 26th May 2025

Excellent customer service

5
Excellent customer service, my go to method for most payments Reviewed on: 26th May 2025

Never, ever, had a problem.

5
Never, ever, had a problem. Nice Company to be part of. Reviewed on: 26th May 2025

Very good experience, definitely recommended

4
Very good experience, definitely recommended Reviewed on: 26th May 2025

Great Option for 0% cost spreading.

5
Great Option for 0% cost spreading. Simple and fast make sure to set up your payments correctly. Reviewed on: 26th May 2025

Pay pal is trustworthy

5
Pay pal is quick easy and secure Reviewed on: 26th May 2025

Great sign up offers and customer value

5
Feel valued with a clear indication on how things work no strings attached and was provided with an excellent sign up offer. Reviewed on: 26th May 2025

Easy to use

5
Very easy to use and helpful. Paypal credit has helped boost my credit score and affordability Reviewed on: 26th May 2025

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