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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174192)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great company to deal with.

Great company to deal with. Looks after the customers interest Very informative. Great interest rates. Reviewed on: 8th July 2026

Easy to set up and a great opening offer

Easy to set up and a great opening offer Reviewed on: 8th July 2026

Very flexible.

Very flexible. Better than a bank Reviewed on: 8th July 2026

I have been using PayPal for over 15 years; it is an...

I have been using PayPal for over 15 years; it is an ideal method of payment in my opinion, secure, and you do not need to type in your card details every time you make a purchase as long as you have a PayPal account. Reviewed on: 8th July 2026

Paid my holiday in 3 very easy steps

Paid my holiday in 3 very easy steps Reviewed on: 8th July 2026

Great Service & Plenty of Options

Never had an issue with PayPal credit,l or pay in three, there is always plenty of options and alternatives when you want to purchase something a little more expensive and break it down to what you can afford. Reviewed on: 8th July 2026

Highly recommend pay pal

Every time I have used PayPal or PayPal finance I have felt safe with my transactions everything has been clear and easy to understand as finance goes cheap rates and is my go to to help boost my credit score which it has thanks guys keep up the good work Reviewed on: 8th July 2026

I really enjoy using it makes me feel safer when spe...

I really enjoy using it makes me feel safer when spending Reviewed on: 8th July 2026

Thr best company for borrow money

Thr best company for borrow money Reviewed on: 8th July 2026

I’ve been using Paypal for over 23 years.

I’ve been using Paypal for over 23 years. At first it was in connection to ebay purchases / selling but gradually it has become my default payment method. The customer service has been excellent and always really helpful, any problems have always been resolved professionally. Using Paypal as payment method gives me security against any potential fraud, I really value this as the majority of my shopping is online. Reviewed on: 8th July 2026

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