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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174092 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174102)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit is brilliant for me

I've used PayPal credit now for a while, being a pensioner I haven't always got money for essentials Reviewed on: 8th July 2026

I always use paypal for payments to family and a lot...

I always use paypal for payments to family and a lot of purchases. Paypal is so easy to use and very quick when sending family money which is excellent when family need money urgently.when buying anything the credit forum is also excellent and very easy to apply. Reviewed on: 8th July 2026

Very beneficial, easy to apply and various ways to p...

Very beneficial, easy to apply and various ways to pay back your credit that won’t break the bank, great to have for a ‘just in case’. Reviewed on: 8th July 2026

Have used it for a number of years and cannot fault...

Have used it for a number of years and cannot fault the service. Reviewed on: 8th July 2026

excellent experience and flexibility

excellent experience and flexibility Reviewed on: 8th July 2026

Great app gives me peace of mind when shopping online.

Great app gives me peace of mind when shopping online. Reviewed on: 8th July 2026

PayPal credit is my go to for one off items it’s so...

PayPal credit is my go to for one off items it’s so easy to use with the virtual card on my apple Reviewed on: 8th July 2026

One of the top companies to deal with.

Have used PayPal for .many years now and found them very good in respect of any issues with a purchase. Reviewed on: 8th July 2026

Good BNPL option, I have used on most of the occasio...

Good BNPL option, I have used on most of the occasion now Reviewed on: 8th July 2026

Its so easy and convenient.

Its so easy and convenient. I have used this service on many occasions and everything is easy to understand. Reviewed on: 8th July 2026

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