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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I always feel safe using paypal

I always feel safe using paypal for payments . I know if something goes wrong paypal steps in and provides a valuable service for me Reviewed on: 27th May 2025

Great company to deal .

Great company to deal with very good customer service quick to respond to any problems Reviewed on: 27th May 2025

Great service I can highly recommend

Great service I can highly recommend Reviewed on: 27th May 2025

Very easy and pleasant to use, Highly Recommended.

Very easy and pleasant to use, I cant recommend Paypal highly enough. I have used Paypal for many years now. Reviewed on: 27th May 2025

Lost money but there for us

When I had money taken through a selling site. I phoned and they were very helpful and went beyond to sort it out and I can rest when I can pay over time. Reviewed on: 27th May 2025

my trusted payment companion onlineI

I trust paypal to safely handle transactions for me online and offline where possible. I like the safety and ease of use paypal offers me and mostly choose paypal to make payment online when possible. I also think paypal credit is a handy asset for an extra 4 months interest free credit and often use it for larger purchases. Overall I think paypal is a very good financial product. Reviewed on: 27th May 2025

Paying in 3 has allowed me to go on holiday this yea...

Paying in 3 has allowed me to go on holiday this year and fulfill a dream of trekking in the Atlas mountains! Reviewed on: 27th May 2025

Wonderful

Wonderful idea amazing service always ready always set for you go use. Thank you Reviewed on: 27th May 2025

Great to have the option of credit through Paypal.

Great to have the option of credit through Paypal. I haven't used it much but it helps knowing it is there if I really need it. Reviewed on: 27th May 2025

Excellent PayPal experience

Easy to set up and great deals on payment plan. Reviewed on: 27th May 2025

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