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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,186 reviews, last reviewed 20th Apr 2026
2525700% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always positive, I get help with all my enquiries, v... Always positive, I get help with all my enquiries, very quick and easy. Reviewed on: 20th April 2026
JK's avatar
JK

Latest lowest rating:

1

No way to reduce the credit limit, once your locked... No way to reduce the credit limit, once your locked in that's it! Reviewed on: 20th April 2026
Mi's avatar
Mi
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78186)

A great way to makes our purchases safely

5
A great way to makes our purchases safely Reviewed on: 26th May 2025
Suzie 's avatar
Suzie

its just so simple to use to buy things & have their...

5
its just so simple to use to buy things & have their protection when buying things online Reviewed on: 26th May 2025
Robert K's avatar
Robert K

Hassle free and safe

5
Every large purchase I have made has been made possible by PayPal credit. Safe secure and hassle free. Reviewed on: 26th May 2025
John M's avatar
John M

Easy to use and access.

5
Easy to use and access. A choice of ways to pay for larger purchases and reasonable rates. Reviewed on: 26th May 2025
Cath R's avatar
Cath R

Great service

5
Great for pay in three and spreading costs over £99 over four months. Also Great for sending money to my family in USA. Reviewed on: 26th May 2025
Roy J's avatar
Roy J

Very simple to use, never any problem, and good rates

5
Very simple to use, never any problem, and good rates Reviewed on: 26th May 2025
Arthur's avatar
Arthur

I have used paypal for years, it is reliable and tru...

4
I have used paypal for years, it is reliable and trustworthy. Reviewed on: 26th May 2025
Chloe's avatar
Chloe

Excellent PayPal

5
Best there is. I always try to use PayPal whenever possible. Your transactions are covered for piece of mind. Reviewed on: 26th May 2025
Nathan 's avatar
Nathan

Streamlined & Straightforward Process

5
Very straightforward to use, extremely streamlined process of going through the application and a quick decision made in regards to said application - all on a platform that is used globally so you know everything is secure Reviewed on: 26th May 2025
Luke J's avatar
Luke J

Love the pay in 3 option and pay pal credit

5
Love the pay in 3 option and pay pal credit Reviewed on: 26th May 2025
Lisa B's avatar
Lisa B

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