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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,055 reviews, last reviewed 20th Apr 2026
2513200% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has helped me in many ways. PayPal has helped me in many ways, from making secure payments and resolving issues with a payment that was not received, also the option of having a ... Read more Reviewed on: 20th April 2026
Mr M's avatar
Mr M

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78055)

Always peace of mind spending through PayPal

5
Always peace of mind spending through PayPal Reviewed on: 26th May 2025
Amad shabbjr's avatar
Amad shabbjr

I've been using PayPal for over 10 years, and they h...

5
I've been using PayPal for over 10 years, and they have never let me down. It’s quick to send and receive money, and if I encounter any problems, contacting customer service is easy. They always sort it out super quickly. When I shop online, if there’s no option to pay with PayPal, I won’t make the purchase because I only trust PayPal to protect my money. Reviewed on: 26th May 2025
Jo A's avatar
Jo A

Thumbs-up to paypal

5
I Must say I have been using PayPal for so long g now I never had any issues, the customer service most of the time is excellent and I will definitely encourage my relative to use it as well Reviewed on: 26th May 2025
Alvine F's avatar
Alvine F

Excellent service from Paypal.

5
Excellent service from Paypal. Good customer care. Reviewed on: 26th May 2025
Bruno 's avatar
Bruno

Extremely Convenient.

5
I find PayPal credit extremely convenient. 4 months of no interest is usually all I need to pay for the purchase. Additionally, I rarely find sellers that don't provide PayPal option. Definitely recommend setting an account. Reviewed on: 26th May 2025
Dominika R's avatar
Dominika R

PayPal as been there for me when I needed.

5
PayPal as been there for me when I needed.its easy to operate from my phone or computer. Reviewed on: 26th May 2025
Stephen calvert's avatar
Stephen calvert

Just so easy to use simple excellent app

5
Just so easy to use simple excellent app Reviewed on: 26th May 2025
Angela l's avatar
Angela l

ok. but PayPal does push you to use credit more often

3
the process of obtaining credit was simple. but PayPal does pressure to use credit via adds and discounts / endorsements Reviewed on: 26th May 2025
Tom B's avatar
Tom B

I understand that you need to comply with rising cre...

5
I understand that you need to comply with rising credit.I have always found PayPal great for Christmas birthdays ect, however I’m in a position now that i need to get my balance down.I would definitely use PayPal again though. Reviewed on: 26th May 2025
Jac's avatar
Jac

Feel safe using paypal

5
Feel safe using PayPal have been refunded by PayPal when a dodgy Chinese supplier sent a terrible item not worth the money. PayPal were great. Reviewed on: 26th May 2025
Mark's avatar
Mark

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