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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,958 reviews, last reviewed 20th Apr 2026
2504300% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Feel safe to shop online with PayPal, pay in 3 a goo... Feel safe to shop online with PayPal, pay in 3 a good option too. No interest to pay if you pay your balance each month. Reviewed on: 20th April 2026
Vicky M's avatar
Vicky M

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77958)

very good easy to use would recommend to anyone

5
very good easy to use would recommend to anyone Reviewed on: 26th May 2025
Andrew R's avatar
Andrew R

Very easy to use, split bills, send money, pay in 3...

5
Very easy to use, split bills, send money, pay in 3 or 4 months interest free Reviewed on: 26th May 2025
Claire T's avatar
Claire T

Great service

5
It is always great to have the option of pay in 3 or pay later I also love how widely available it is though stores and how easy it is to pay. Reviewed on: 26th May 2025
Gilli's avatar
Gilli

easy and quick decision with a competitive interest...

5
easy and quick decision with a competitive interest rate. always easy to make payments using the credit Reviewed on: 26th May 2025
Frankie's avatar
Frankie

Love PayPal, reliable & safe.

5
Love PayPal, reliable & safe. Recommend Reviewed on: 26th May 2025
Emily 's avatar
Emily

I feel safe using PayPal.

5
I feel safe using PayPal. One click purchase Reviewed on: 26th May 2025
Yadvinder Bassi's avatar
Yadvinder Bassi

Easy way to pay for goods and your moneys safe

5
Easy way to pay for goods easy easy to pay for goods Reviewed on: 26th May 2025
Sarah h's avatar
Sarah h

Good customer service on PayPal credit

4
Good customer service on PayPal credit Reviewed on: 26th May 2025
Jaz's avatar
Jaz

Great service

5
Easy payments system customer services very good easy to understand very informative Reviewed on: 26th May 2025
Amanda s's avatar
Amanda s

Simple and easy to use.

5
Simple and easy to use. Multiple services. Fantastic. Reviewed on: 26th May 2025
K D's avatar
K D

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