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PayPal: PayPal Credit reviews

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4.90
Based on 77,931 reviews, last reviewed 20th Apr 2026
2501600% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit makes things so easy to split big paym... PayPal credit makes things so easy to split big payments over 4 months at 0% making big payments easy to manage within monthly spending Reviewed on: 20th April 2026
Johnny M's avatar
Johnny M

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
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Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77931)

Always there as a secure payment method and for when...

5
Always there as a secure payment method and for when you want to buy a more expensive item on interest free payments. You can also access credit too Reviewed on: 26th May 2025
Susan S's avatar
Susan S

Gives a feeling of safety risky dealers...

5
Gives a feeling of safety to potentially risky dealings with distant companies and people Reviewed on: 26th May 2025
Alec's avatar
Alec

PayPal is like the best friend...

5
PayPal is like the best friend that never lets you down and is always there. Reviewed on: 26th May 2025
Omid 's avatar
Omid

Very good customer service with good knowledgeable s...

5
Very good customer service with good knowledgeable staff Reviewed on: 26th May 2025
Kal B's avatar
Kal B

PayPal is so easy to use and gives you peace...

5
PayPal is so easy to use and gives you peace of mind Reviewed on: 26th May 2025
Diane H's avatar
Diane H

Everything is really easy to see and use.

5
Everything is really easy to see and use. Reviewed on: 26th May 2025
Robert M's avatar
Robert M

Fantastic experience as a PayPal customer

5
I’ve been a PayPal customer for years and I always rate them excellent. Their security and customer service is always fantastic. Reviewed on: 26th May 2025
HRich's avatar
HRich

love paypal very reliable and trustworthy

5
love paypal very reliable and trustworthy Reviewed on: 26th May 2025
labh l's avatar
labh l

Usable online system, no desire for it to change.

5
Usable online system, no desire for it to change. Enjoy the interest free offers, don’t like having to write so much in this box. Reviewed on: 26th May 2025
Will G's avatar
Will G

Safe and Secure for any Purchases

5
Secure and convenient way to pay for anything, PayPal Credit is excellent for any purchases. Reviewed on: 26th May 2025
Barry's avatar
Barry

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