Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171506 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171541)

I over the years have always had good service from p...

I over the years have always had good service from paypal, and hope to still continue using them. Reviewed on: 9th June 2026

So easy to use and really fair interest raates

So easy to use and really fair interest raates Reviewed on: 9th June 2026

Better credit condition

Very hard to reach customer service but the credit facility and conditions are better than others. The credit card is the best thing that happened. Reviewed on: 9th June 2026

always prompt rto resolve any issues

always prompt rto resolve any issues Reviewed on: 9th June 2026

Great app .

Great app . Safe and secure way to pay great pay later options Reviewed on: 9th June 2026

I’ve used PayPal for many years and customer service...

I’ve used PayPal for many years and customer service has always been great when I needed help. No issues from my end Reviewed on: 9th June 2026

Easy to use no matter if you don’t understand what t...

Easy to use no matter if you don’t understand what to do with PayPal it make it easier to use Reviewed on: 9th June 2026

Close to 20 years without a hiccup!

I've been with Pay Pal for close to 20 years, using it to either buy products or even recieve money from products I have sold. It might not be millions of £'s, but they've been great all the way through the that time. Even when I have had a problem, it has been sorted out speedily and efficiently, which was great. Reviewed on: 9th June 2026

I have had.

I have had. Great experience with PayPal credit and the team have been excellent Reviewed on: 9th June 2026

PayPal has always been so helpful.

PayPal has always been so helpful. I’ve never had a problem. Amazing customer service. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3835 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94446 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub