Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,915 reviews, last reviewed 20th Apr 2026
2500100% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic I’ve been using PayPal for a while now, and overall it’s been a really solid experience. It’s super easy to set up, and once you’re in, sending or rec... Read more Reviewed on: 20th April 2026
H Singh's avatar
H Singh

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77915)

Fantastic experience as a PayPal customer

5
I’ve been a PayPal customer for years and I always rate them excellent. Their security and customer service is always fantastic. Reviewed on: 26th May 2025
HRich's avatar
HRich

love paypal very reliable and trustworthy

5
love paypal very reliable and trustworthy Reviewed on: 26th May 2025
labh l's avatar
labh l

Usable online system, no desire for it to change.

5
Usable online system, no desire for it to change. Enjoy the interest free offers, don’t like having to write so much in this box. Reviewed on: 26th May 2025
Will G's avatar
Will G

Safe and Secure for any Purchases

5
Secure and convenient way to pay for anything, PayPal Credit is excellent for any purchases. Reviewed on: 26th May 2025
Barry's avatar
Barry

PayPal gave me a chance

4
PayPal has always been a go too payment method of mine- trusted and great customer service is anything goes wrong. Was one of the only places which would allow me credit due to low income and high outgoings but was great to be given the chance to build credit score and prove I’m more than able to pay. Helps with future Reviewed on: 26th May 2025
Shannon 's avatar
Shannon

Really Good experience with paypal

5
Really Good experience with paypal Reviewed on: 26th May 2025
P's avatar
P

Fluid ease.

5
Fluid ease. Never a hiccup. Totally reliable. 10 out of 10! Reviewed on: 26th May 2025
Pete 's avatar
Pete

my opinion is that it is simple you have the option...

4
my opinion is that it is simple you have the option to pay monthly Reviewed on: 26th May 2025
Massimo's avatar
Massimo

Yes, okay so far.

3
Yes, okay so far. A few frustrating things. It’s about money so nothing too exciting. Reviewed on: 26th May 2025
Andrew C's avatar
Andrew C

Not really used PayPal Credit but happy with service

4
Never really used the PayPal Credit but when I have a problem with my account (trying to get my money refunded and other issues) PayPal have always responded quickly and dealt with the issue in a timely manner without any real fuss. Reviewed on: 26th May 2025
Diane O's avatar
Diane O

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill