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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,883 reviews, last reviewed 20th Apr 2026
2497300% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient, flexible and easy to manage I’ve been using PayPal Credit for some time now and it has made managing my spending much easier. The setup was quick and straightforward, and everyth... Read more Reviewed on: 20th April 2026
Ellen K's avatar
Ellen K

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77883)

Good experience no complaints had no problems at all

5
Good experience no complaints had no problems at all Reviewed on: 26th May 2025
Andrew p's avatar
Andrew p

Good experience, helps out when needed

5
Good experience, helps out when needed Reviewed on: 26th May 2025
Marie M's avatar
Marie M

Pay pal pay over time

5
I used pay pal pay over time and was very good and useful Reviewed on: 26th May 2025
wilf 's avatar
wilf

I’ve had very few purchasing issues but on the odd o...

5
I’ve had very few purchasing issues but on the odd occasion I have, PayPal have always been helpful.I feel safe making online purchases with PayPal as my back up of things do go wrong. Reviewed on: 26th May 2025
Deb B's avatar
Deb B

Easy to use, good thing have PayPal pay later

5
Easy to use, good thing have PayPal pay later Reviewed on: 26th May 2025
Miroslava J's avatar
Miroslava J

I have generally had a good time with PayPal but I w...

4
I have generally had a good time with PayPal but I would prefer a faster balance payment process Reviewed on: 26th May 2025
Stephen K's avatar
Stephen K

When ever I use PayPal I find it's easier

5
When ever I use PayPal I find it's easier Reviewed on: 26th May 2025
Basir M's avatar
Basir M

Love PayPal

5
So convenient and such a safe way to pay. I've recommended to all my family and friends. Reviewed on: 26th May 2025
Rachel R's avatar
Rachel R

A valuable assitant not only to pay but budget!

5
The choice of option to pay later without incurring interest charges is so beneficial to budgeting. I would not be without it whether it be Pay In 3 or especially the 4 months interest free arrangement that particularly helps us with our energy costs in addition other normal high expenditure. A brilliant service all round. Reviewed on: 26th May 2025
MikeO's avatar
MikeO

Very convenient when paying online purchases.

5
Very convenient when paying online purchases. No hassle. Reviewed on: 26th May 2025
Helena Liz Amorcillo 's avatar
Helena Liz Amorcillo

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