Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,124 reviews, last reviewed 20th Apr 2026
2611900% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and safe to use online. Easy and safe to use online. Excellent credit options. Reviewed on: 20th April 2026
Lucyna's avatar
Lucyna

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (79124)

I use PayPal regularly for all sorts of purchases.

5
I use PayPal regularly for all sorts of purchases. It’s really reliable and have never had any issues Reviewed on: 26th May 2025
Kimberley B's avatar
Kimberley B

Excellent!!!

5
Everything is simple and very acurate in every way!! Reviewed on: 26th May 2025
Cristian Eugen Pintea's avatar
Cristian Eugen Pintea

you have allways been friendly and have solved my is...

5
you have allways been friendly and have solved my isuess swiftly and promptly when dealing with you Reviewed on: 26th May 2025
ryan t's avatar
ryan t

Great service

5
Great service and made my life easier Reviewed on: 26th May 2025
Mohamed Ahmed's avatar
Mohamed Ahmed

It really helps me to pay for purchases and bills es...

5
It really helps me to pay for purchases and bills especially as i can spread the payments for free Reviewed on: 26th May 2025
Angela F's avatar
Angela F

Good overall, no ossues whatsoever

5
Good overall, no ossues whatsoever Reviewed on: 26th May 2025
Christos P's avatar
Christos P

Everything I have used paypal so fate it has been a...

5
Everything I have used paypal so fate it has been a pleasure to use Reviewed on: 26th May 2025
Darren m's avatar
Darren m

Excellent service for paying for good.Easy to uses

5
Excellent service.Easy to use.Good protection for protecting your money Reviewed on: 26th May 2025
Darren R's avatar
Darren R

PayPal has the best quick service

5
PayPal has always been good help to me when I need the quick payment and extra help Reviewed on: 26th May 2025
Uj P's avatar
Uj P

Quick and easy to use

5
I love PayPal , very quick and easy to use. Great experience overall. Reviewed on: 26th May 2025
Ovidiu I's avatar
Ovidiu I

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill