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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79266 reviews)

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4.90

Based on 79,266 reviews, last reviewed 20th Apr 2026

2625100% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always been excellent- if PayPal is an option I will... Always been excellent- if PayPal is an option I will usually opt for it Reviewed on: 20th April 2026

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79266)

Just really good, quick and easy

Just really good, quick and easy Reviewed on: 26th May 2025

You quick to hit people with a £12 late fee even whe...

You quick to hit people with a £12 late fee even when you have the problem Reviewed on: 26th May 2025

Very professional and knowledgeable

Very professional and knowledgeable Reviewed on: 26th May 2025

PayPal have been absolutely fantastic have absolutel...

PayPal have been absolutely fantastic have absolutely no problem with there product and services would recommend to anyone who is looking for protected payments Reviewed on: 26th May 2025

Quick and easy to use app.

Quick and easy to use app. Quick and east bank transfers. Also customer service VERY GOOD Reviewed on: 26th May 2025

Excellent buy now pay later options.

Excellent buy now pay later options. Any disputes are dealt with fast and fairly. Reviewed on: 26th May 2025

Satisfied Customer

I have been very happy with my paypal credit. I have however not had any experience with customer service due to having no issues so my rating was probably not accurate Reviewed on: 26th May 2025

Very easy to use and a great way to pay for things.

Very easy to use and a great way to pay for things. Reviewed on: 26th May 2025

Convenient

Hassle free and convenient being able to spread the cost Reviewed on: 26th May 2025

A good option to use credit.

A good option to use credit. 4 months interest free option is very good Reviewed on: 26th May 2025

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