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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (158235 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (158264)

Straight to the point.

Straight to the point. No issues. Reviewed on: 29th May 2026

Such an easy way to pay online.

Such an easy way to pay online. Also have reminders when a payment is due, which is good. Reviewed on: 29th May 2026

Excellent service and reliability is Spot on

Excellent service and reliability is Spot on Reviewed on: 29th May 2026

An easy way to make online payments with no fuss.

An easy way to make online payments with no fuss. Reviewed on: 29th May 2026

Brilliant!

Used PayPal for years for various reasons never had an issue brilliant service Reviewed on: 29th May 2026

Direct Debit Issues on PayPal Credit

PayPal credit has a buggy, not completely straightforward method of direct debit that has negatively impacted my credit score. It is a hassle to change the date for DD and making early payments doesn't always go through because of DD dates. Other than that, a perfect experience. Reviewed on: 29th May 2026

Handy payment options.

Opens a different way of purchasing products in a budget. Especially purchasing over £100 being interesting free for 3 months . Also the pay in 3 option is also very handy. Reviewed on: 29th May 2026

Safe shopping

It's very easy and safe for online shopping. Reviewed on: 29th May 2026

Love to use PayPal love that there is a range of fin...

Love to use PayPal love that there is a range of finance options to choose from with competitive interest rates also the transferring and receiving of funds is so easy and can be in the bank account in minutes Reviewed on: 29th May 2026

PayPal helps me to pay my holidays in 4 months inter...

PayPal helps me to pay my holidays in 4 months interest free Reviewed on: 29th May 2026

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