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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,358 reviews, last reviewed 21st Apr 2026
2633400% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Sending money to family should be charged Sending money to family should be charged Reviewed on: 21st April 2026
Tichiyani N's avatar
Tichiyani N

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79359)

I am very happy with paypal.

5
I am very happy with paypal. Everything is good. Reviewed on: 26th May 2025
Papouna's avatar
Papouna

I always feel entirely confident when I use PayPal.

5
I always feel entirely confident when I use PayPal. Very easy to use and secure. I've had minor issues with sellers over the years, but PayPal has always resolved any problems and acted very quickly. I more often than not use PayPal as my main method for paying for my purchases online. Reviewed on: 26th May 2025
Neil R's avatar
Neil R

Love how you can spread the cost if u spend over £30.

5
Love how you can spread the cost if u spend over £30. Thanks paypal Reviewed on: 26th May 2025
Paul 's avatar
Paul

Handy for shopping on line also safer

4
Handy for shopping on line also safer Reviewed on: 26th May 2025
Brian C's avatar
Brian C

Easy to use and pay in 3 and paypal credit are very...

5
Easy to use and pay in 3 and paypal credit are very convenient-sometimes it is nit very easy to understand the breakdown of the balance of your paypal credit Reviewed on: 26th May 2025
AT's avatar
AT

Always seamless, smooth and to the point, no messing...

5
Always seamless, smooth and to the point, no messing around! Paypal is my go-to for sending money or buying goods, with the option to spend payments, I dont imagine ever not using it, and there is no competition! Reviewed on: 26th May 2025
David G's avatar
David G

Thank you PayPal

5
I lost my job and going through financial difficulties .it was hard to do my grocery shopping but PayPal gave me options for 4 months free interest because of this option I managed to get my groceries with out PayPal I couldn't afford to do my groceries. Really say thank you so much PayPal because of you I am trying to manage my finances. Reviewed on: 26th May 2025
Azaf B's avatar
Azaf B

Simple and efficient.

5
Simple and efficient, aasy to apply and always trustworthy. Peace of mind from the secure nature of the transaction. Good customer service, fast response agents and helpful, kind advice. Easy navigation and accessible account log in methods. you have the option to set up a monthly direct debit or can repay on time monthly on your own terms. Reviewed on: 26th May 2025
OK's avatar
OK

5* service

5
Easy to manage, quick and convenient. I use this service regularly and prefer it to traditional credit card brokers. Reviewed on: 26th May 2025
E Doyle's avatar
E Doyle

What’s not to like

5
Very quick process and very easy to understand. Extra Payments can be flexible amounts on top of regular debit payments. You have a credit limit so how you use it is up to you, it suits my needs perfectly. You are in control. Reviewed on: 26th May 2025
Paul a's avatar
Paul a

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