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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (157603)

I like paypal as it is secure

5
I like paypal as it is easy to use and it is secure Reviewed on: 28th May 2026

Lots of purchases done with pay pal,all problems whe...

5
Lots of purchases done with pay pal,all problems where resolved thank you Reviewed on: 28th May 2026

Excellent service

5
Never had issues, easy to navigate the app, quick to contact and offer a lot of flexibility Reviewed on: 28th May 2026

Pay pal pay in 3 is a game changer for modern living...

5
Pay pal pay in 3 is a game changer for modern living, it’s a quick boost to your finances if you ever need anything or want to treat yourself close to pay day, it’s helpful and affordable and helps with the cost of living crisis Reviewed on: 28th May 2026

Easy and like pay in 3 option where you pay small am...

5
Easy and like pay in 3 option where you pay small amounts over 3 months Reviewed on: 28th May 2026

Fantastic service, allows people to buy less afforda...

5
Fantastic service, allows people to buy less affordable products spreading the costs across Reviewed on: 28th May 2026

Paypal has always been so convenient for me and also...

5
Paypal has always been so convenient for me and also offers the choice to pay over time or in three which can be very helpful. The app has always been up to date and very easy to use and seamless transactions at website checkouts. PayPal will mostly be my go-to for online payments with the added security. It just gives me the confidence to use it all the time! Reviewed on: 28th May 2026

PayPal helped me with my payments a lot

5
PayPal helped me with my payments a lot Reviewed on: 28th May 2026

Nothing but positive things to say about PayPal.

5
Nothing but positive things to say about PayPal. Pay in 3 and credit are so handy Reviewed on: 28th May 2026

Great experience throughout.

5
Great experience throughout. Good customer service, very prompt responses. Reviewed on: 28th May 2026

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