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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,399 reviews, last reviewed 21st Apr 2026
2636900% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, trustworthy, very rare and issue after man... Reliable, trustworthy, very rare and issue after many years. Reviewed on: 21st April 2026
Chris S's avatar
Chris S

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79399)

Have used PayPal for years and always had a good exp...

5
Have used PayPal for years and always had a good experience with excellent customer service and consumer protection. It’s great that they offer Pay-in-3 and Credit options as a brand I already trust and the setup process is easier than any competitor as I already had PayPal. Also incredibly easy to manage payments, make early repayments and check the terms of your current agreements. Reviewed on: 26th May 2025
Ben from Bristol's avatar
Ben from Bristol

So helpful.

5
So helpful. To be connected to PayPal all my transactions are secured and protected. I have been given many opportunities to manage my repayment credit. Never been stressed in any transaction. Reviewed on: 26th May 2025
Faustin T's avatar
Faustin T

Excellent service and support .

5
Excellent service and support . Enables me to purchase essentials with security. Reviewed on: 26th May 2025
Steve D's avatar
Steve D

I had a fraud on my account and they solved it reall...

5
I had a fraud on my account and they solved it really nice and smoothly without any hassle Reviewed on: 26th May 2025
Armine Amiryan 's avatar
Armine Amiryan

The 3 or 4 interest free months are a great help.

5
The 3 or 4 interest free months are a great help. Reviewed on: 26th May 2025
DcR's avatar
DcR

Good helps pay for large items over 4 month with no...

5
Good helps pay for large items over 4 month with no interest Reviewed on: 26th May 2025
Alison A's avatar
Alison A

Poor customer service

1
Communication with customers service very poor, no accurate information provided. Reviewed on: 26th May 2025
Ella M's avatar
Ella M

Happy customer

5
So far good experience using paypal credit Reviewed on: 26th May 2025
Ali Nadeem's avatar
Ali Nadeem

Never had a problem with PayPal even disputes with s...

5
Never had a problem with PayPal even disputes with sellers brilliant service Reviewed on: 26th May 2025
DAVID 's avatar
DAVID

Excellent

5
Easy to use and fast transaction Reviewed on: 26th May 2025
Tisha 's avatar
Tisha

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