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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (157301 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (157303)

Their way of taking payments is slow and outdated

Their way of taking payments is slow and outdated Reviewed on: 27th May 2026

Very straight forward experience

Very straight forward experience Reviewed on: 27th May 2026

Excellent experience all the time

Excellent experience all the time Reviewed on: 27th May 2026

It’s really convenient for building up a credit scor...

It’s really convenient for building up a credit score if used properly, it allows you to make payment of £100 and over and pay no interest for 4 months and it means you can use it to make your money situation convinent Reviewed on: 27th May 2026

Good service , easy to use and very useful when nee...

Good service , easy to use and very useful when needed Reviewed on: 27th May 2026

Good credit money benefits 3 month pay

Good credit money benefits 3 month pay Reviewed on: 27th May 2026

Been using it from nearly day 1.

Been using it from nearly day 1. Always been good and reliable. Reviewed on: 27th May 2026

Easy and fast to use

I like how easy and fast PayPal Credit is to use. Everything works smoothly and I’ve never had any problems with it. The process is simple, payments are quick, and overall my experience has been very positive. Reviewed on: 27th May 2026

Great having the ability to spread payments...

Great to have the ability to spread payment costs and really flexible payment methods. PayPal is a lot user friendly and easier than using my main banking app. Reviewed on: 27th May 2026

PayPal is my preferred way of paying.

PayPal is my preferred way of paying. So easy to use and the app is really good. Reviewed on: 27th May 2026

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