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PayPal: PayPal Credit reviews

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4.90
Based on 79,430 reviews, last reviewed 21st Apr 2026
2640000% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has always helped me when I had problems with... PayPal has always helped me when I had problems with a buyer, I always got my money back, that's why I've been using PayPal for so many years, I've ne... Read more Reviewed on: 21st April 2026
SLAWOMIR Z's avatar
SLAWOMIR Z

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
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Gabe
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (79430)

PayPal is my go to.

5
Use PayPal for so many purchases because it is convenient, safe and gives numerous ways to pay. Reviewed on: 26th May 2025
Ian C's avatar
Ian C

Difficult to deal wit

2
It seems impossible to pay money that decreases my balance to make payments smaller, if min payment is say £5 , I’ll pay £30-£40 , then you reject payment Reviewed on: 26th May 2025
Trevor K's avatar
Trevor K

Professional service.

5
Professional service. Ease of applying. Reviewed on: 26th May 2025
Lesley C's avatar
Lesley C

The whole process has been seamless.

4
The whole process has been seamless. I have not had any regret at all. Reviewed on: 26th May 2025
Chijioke I's avatar
Chijioke I

Very helpful customer service.

5
Very helpful customer service. I wouldn't hesitate to use Paypal for online shopping Reviewed on: 26th May 2025
Deborah's avatar
Deborah

So far I am satisfied with all the services that pay...

5
So far I am satisfied with all the services that paypal provides and customer services are well over the mark. Reviewed on: 26th May 2025
Ahsan Hamad 's avatar
Ahsan Hamad

Always accepted, easy to use, easy to navigate App,...

5
Always accepted, easy to use, easy to navigate App, use all the time for safety. Reviewed on: 26th May 2025
Nigel H's avatar
Nigel H

Must have .

5
Must have ...this has made my life so easy Reviewed on: 26th May 2025
Richa D's avatar
Richa D

The best credit account so far!

5
I had £20 offer for taking credit. Amazing offer! Very easy to apply, and if you pay back on time, you will not be charged interest. Reviewed on: 26th May 2025
Oli's avatar
Oli

Use it most months.

5
Use it most months. Always easy. Easy way to spread the cost of bigger purchases as well. Most places take it as a payment option so it just makes sense! Reviewed on: 26th May 2025
ID's avatar
ID

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