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PayPal: PayPal Credit reviews

4.90
Based on 79,455 reviews, last reviewed 21st Apr 2026
2642400% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life saver A life saver when you’re on low finances! Reviewed on: 21st April 2026
Isaac O's avatar
Isaac O

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79455)

Never have any problems with using Paypal credit.

5
Never have any problems with using Paypal credit. Simple and easy to manage Reviewed on: 26th May 2025

Use PayPal as often as I can,easy to use & I find it...

5
Use PayPal as often as I can,easy to use & I find it a safe way to buy,I have never had any problems & they always have your interest at heat Reviewed on: 26th May 2025

Problems sorted quickly

5
Should you have problems they are quick to help Reviewed on: 26th May 2025

Excellent service.

5
Excellent service. Easy to use. Can reclaim money when you prove you've been scammed. PayPal can be used in. ots of situations Reviewed on: 26th May 2025

It's great

5
PayPal is there every time I need them it's great Reviewed on: 26th May 2025

It's been a life saver.

5
It's been a life saver...repayment period veryyyyyy good... Reviewed on: 26th May 2025

Brilliant facillity

5
Very convenient and safe method of payment. Easy to use and very intuitive. Reviewed on: 26th May 2025

Really easy to use and perfect for things like eBay...

5
Really easy to use and perfect for things like eBay Reviewed on: 26th May 2025

Ok ok I’m ok ok ok need to improve

1
Ok ok I’m ok ok ok need to improve Reviewed on: 26th May 2025

I always use PayPal credit or 0% on eBay.

5
I always use PayPal credit or 0% on eBay. Never let me down, is flexible, easy to set up, easy to use, can be used on many platforms, transfers are 3xcelent Reviewed on: 26th May 2025

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