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PayPal: PayPal Credit reviews

4.73
Based on 149,327 reviews, last reviewed 5th Jul 2026
4477% increase in 5 star reviews
in the past 90 days
4317% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026
Ali A's avatar
Ali A

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149332)

Excellent

5
Very easy and secure to use in many places. Reviewed on: 15th May 2026

Five star

5
Everything very quick and easy steps to follow Reviewed on: 15th May 2026

Pay pal has made my financial life manageable.

5
Pay pal has made my financial life manageable. The flexibility of payments without interest charged has made me to relax less stress. I now trust PayPal more than another bank Reviewed on: 15th May 2026

Always resolved my issues quickly.

5
Always resolved my issues quickly. Never had any problems with them. Reviewed on: 15th May 2026

I think it’s a great service and easy to uuse.

5
I think it’s a great service and easy to uuse. Reviewed on: 15th May 2026

.Finance Friendly

5
My PayPal account provides secure flexible payment options that are easily accessible with a very intuitive interface Reviewed on: 15th May 2026

Most likely recommened to everyone .

5
Most likely recommened to everyone . Reviewed on: 15th May 2026

Never had an issue!

5
Never had an issue! Everything’s worked as it should. Easy to use! Reviewed on: 15th May 2026

Really easy to use.

5
Really easy to use. I make it my first choice now Reviewed on: 15th May 2026

Purchasing with confidence

5
Love PayPal, great for payments and credit , confidence purchasing in a world thriving with fraud. Reviewed on: 15th May 2026

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