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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149276 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149276)

PayPal is a lifeline.

PayPal is a lifeline. Soo safe and secure. Reviewed on: 15th May 2026

Good overall

On the whole I’ve been happy with my overall experience Reviewed on: 15th May 2026

Good service and easy to use value for money

Good service and easy to use value for money Reviewed on: 15th May 2026

Love the flexibility

I live the flexibility and savings you can make on interest free purchases Reviewed on: 15th May 2026

Papypal credit is really helpful 4 months no intere...

Papypal credit is really helpful 4 months no interest fee is too short . I wish they can make it 6 month . But still it comes very handy. Customer service is really bad Reviewed on: 15th May 2026

It was super efficient and easy.

It was super efficient and easy. Reviewed on: 15th May 2026

Easy, quick and efficient to use.

Easy, quick and efficient to use. Clear statements stating how much owed and easy to track. Buy now pay later options make it easy to make purchases and pay back at later date. Reviewed on: 15th May 2026

Very good.

Very good. I am appreciating to have PayPal . Reviewed on: 15th May 2026

Fast easy safe, great service

Fast easy safe, great service should you have a problem. Option for ways to pay, overall excellent way to shop. Reviewed on: 15th May 2026

Nice setting nd good customer re

Nice setting nd good customer re Reviewed on: 15th May 2026

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