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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149244)

Very reliable service.

5
Very reliable service. Peace of mind knowing my transactions are secure. Reviewed on: 15th May 2026

Handy convenient

5
It’s really good and convenient has made my summer Reviewed on: 15th May 2026

great option to spread purchases without interest..

5
it's great to have the option to pay for goods in 3 or 4 installment without interest Reviewed on: 15th May 2026

Excellent service

5
Best service and provider of uses Reviewed on: 15th May 2026

Very good service will recommend to everyone

5
Very good service will recommend to everyone Reviewed on: 15th May 2026

Really convenient and app is easy to use and underst...

5
Really convenient and app is easy to use and understand. Reviewed on: 15th May 2026

Paypal have been excellent with any questions and di...

5
Paypal have been excellent with any questions and disputes and cheap too. 100% reccomend Reviewed on: 15th May 2026

Extremely easy and safe way to manage transactions

5
Extremely easy and safe way to transfer money, make payments for purchases, easy and simple to navigate app. Reviewed on: 15th May 2026

PayPal is my safe way to pay online.

5
PayPal is my safe way to pay online. I trust them wholeheartedly and if there is a query or problem they always sort it out for me. Reviewed on: 15th May 2026

Have been very satisfied with the overall finance ex...

5
Have been very satisfied with the overall finance experience and ease of use Reviewed on: 15th May 2026

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