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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149209)

PayPal Perfect!

5
Always found platform easy to navigate. Problems solved quickly. Reviewed on: 15th May 2026

PayPal has allowed me to experience many events that...

5
PayPal has allowed me to experience many events that I could not afford to pay outright at the time, for example concerts such as BTS or Olivia Rodrigo. I am very very happy with the payment plans they offered and this definitely benefits the consumer too. Reviewed on: 15th May 2026

Good experience

5
Good experience, allows me to make larger purchases without breaking the bank Reviewed on: 15th May 2026

Easy to use and secure!

5
It’s easy to use, supports secure payments, and works well for international transactions and online shopping. The buyer protection feature adds confidence for purchases. Overall, it’s a reliable digital payment platform. Reviewed on: 15th May 2026

My experience is also good There are many advantages...

5
My experience is also good There are many advantages to paying through this. Reviewed on: 15th May 2026

It’s good to used and being honest with it

5
It’s good to used and being honest with it Reviewed on: 15th May 2026

Great experience using paypal

5
I have had good experience with using PayPal, gives me peace of mind that my money will be refunded back to my account if there is disagreement or fraudulent transactions Reviewed on: 15th May 2026

Very effective, pay everywhere in the world

5
Very effective, pay everywhere in the world Reviewed on: 15th May 2026

Always had no problem with PayPal .n

5
Always had no problem with PayPal .good service all in . Reviewed on: 15th May 2026

Love the buy now pay later.

5
Love the buy now pay later. Gives me more time to pay and budget on other things. Reviewed on: 15th May 2026

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