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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79810 reviews)

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4.90

Based on 79,810 reviews, last reviewed 21st Apr 2026

2675400% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I highly recommend PayPal PayPal credit is easy to use, convenient and an excellent choice for buying something larger and paying over 3 months interest free. Reviewed on: 21st April 2026

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79810)

Want the best forget the rest

Very fast efficient service will definitely recommend this to everyone I know well worth it Reviewed on: 26th May 2025

Best brilliant

Everything about PayPal is brilliant where I can pay free get credit everything is good good customer service service excellent service service will recommend to everyone to use Reviewed on: 26th May 2025

Great service and easy transactions.

Great service and easy transactions. Makes it easy to pay monthly installments when making a purchase. Reviewed on: 26th May 2025

The pay later has really helped me out a few times e...

The pay later has really helped me out a few times especially when it's interest free. Reviewed on: 26th May 2025

Paypal shopping

I have a excellent shopping experience with PayPal, I don't have any problems at all ,Every shop i use takes paypal ,it's so easy to checkout and see you statement Reviewed on: 26th May 2025

Always easy to use and can clearly keep track of spe...

Always easy to use and can clearly keep track of spending Reviewed on: 26th May 2025

I have had paypal credit for about three or four yea...

I have had paypal credit for about three or four years, and it has been both good and bad. On one hand, it has been invaluable in helping me when money has been scarce, but on the other hand it put me in debt I could not hope to pay off. Reviewed on: 26th May 2025

Always good to use, easy and reliable

Always good to use, easy and reliable Reviewed on: 26th May 2025

Efficient .

I have never had any problems with PayPal. They are easy to use and very secure. The app is easy to use, although sometimes can be a lot of information on one page. I like that they give you reminders. People’s names having pictures with them is also a great help so then you know you’re sending money to the right person Reviewed on: 26th May 2025

It’s allowed me to buy lots of things in an easy to...

It’s allowed me to buy lots of things in an easy to use format for my house, and also bridging the gap between paydays, offering a quick easy form of credit that most retailers allow you to use! Would reccomend to everyone Reviewed on: 26th May 2025

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