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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149172 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149172)

Never had any problems with pay pall.

Never had any problems with pay pall. Excelent service. Reviewed on: 14th May 2026

Good service but impossible to set up a direct debit...

Good service but impossible to set up a direct debit, never found a company so difficult to actually pay Reviewed on: 14th May 2026

Very cool & excellent look.

Very cool & excellent look. Seamless choice of payment Reviewed on: 14th May 2026

Good, never gave me any issues.

Good, never gave me any issues. App works fine and 2fa and is convenient. Reviewed on: 14th May 2026

Quick and Efficient Service

I sold an item on eBay that was for collection only, the buyer was an old lady, she requested delivery after she bought the item, I checked the delivery cost and let her know, she could not do bank transfer for the shipping, I then used Paypal Request money function, i immediately got the funds. Reviewed on: 14th May 2026

They're pretty good at making my life easier

They're pretty good at making my life easier Reviewed on: 14th May 2026

My experience is really good with paypal

My experience is really good with paypal Reviewed on: 14th May 2026

Pay pal is amazing

Pay pal is amazing, I always use PayPal for buying things online and it is so easy. Reviewed on: 14th May 2026

They're decent.

They're decent. Can be a bit slow though Reviewed on: 14th May 2026

Good service...

I've never used credit, just a payment service, the only thing I can fault is now it's difficult to withdraw a positive balance Reviewed on: 14th May 2026

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