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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79974 reviews)

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4.90

Based on 79,974 reviews, last reviewed 21st Apr 2026

2690300% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I've been using PayPal for years I've been using PayPal for years and I've always been happy with it. It gives me a few credit options like pay in 3 with no interest which I used load... Read more Reviewed on: 21st April 2026

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79974)

It’s easy to use and offer flexible way of paying back.

It’s easy to use and offer flexible way of paying back. Reviewed on: 26th May 2025

I have never had any difficulties of errors with the...

I have never had any difficulties of errors with the service. Been using them for over 10 years and the service is consistently spot on Reviewed on: 26th May 2025

Great setup

Seems to be a very efficient method of payment for goods. Easy to obtain a refund should it be needed. Reviewed on: 26th May 2025

Love PayPal

Best thing ever better than any credit card so easy to shop online. Reviewed on: 26th May 2025

Direct debits do take a while to process and show in...

Direct debits do take a while to process and show in account. Balance updates could be better Reviewed on: 26th May 2025

So easy to use and convenient.

So easy to use and convenient. Dont need to bring your wallet just link it to your phone and away you go Reviewed on: 26th May 2025

Been using PayPal for many years and have never had...

Been using PayPal for many years and have never had any problems at all to be honest. I've noticed now even the relatively new postal tracking system works very very well. Reviewed on: 26th May 2025

Quick and easy to apply for and use.

Easy to apply for. Very handy to be able to pay in 4 payments for goods. Easy to make payments online Reviewed on: 26th May 2025

Super easy to use, reliable with great team behind t...

Super easy to use, reliable with great team behind the app. Reviewed on: 26th May 2025

Easy to use & very convenient way for shopping on li...

Easy to use & very convenient way for shopping on line in a very safe way Reviewed on: 26th May 2025

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