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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149133)

I was using paypal credit and everything easy.

5
I was using paypal credit and everything easy. App is so good to. Reviewed on: 14th May 2026

My PayPal

5
PayPal allows me to buy things without there being a big hole in my bank Reviewed on: 14th May 2026

Never had aproblem that paypal customer service coul...

5
Never had aproblem that paypal customer service could not resolve it for me. Great service, easy to access and very helpful. Reviewed on: 14th May 2026

Good review from a friend

5
Not used before recommended by a friend very dubious about trying Reviewed on: 14th May 2026

Ever had any issues.

5
Ever had any issues. Payments have always been fast and easy. Reviewed on: 14th May 2026

Easy to understand, quick money transfer.

5
Easy to understand, quick money transfer. Good offers, and can use in most businesses. Reviewed on: 14th May 2026

bakedmouse

5
quality fantastic easy to use........................ Reviewed on: 14th May 2026

PayPal has supported me in building my credit score...

5
PayPal has supported me in building my credit score and while I have been using it my score has been increasing over this month would recommend to friends and family, PayPal always keeps me updated on what has changed and aslo if I require any help which is good as I struggle sometime to get support I need and PayPal has supported me though everything Reviewed on: 14th May 2026

Easy and safe way to pay for anything

5
Easy and safe way to pay for anything Reviewed on: 14th May 2026

Great Rewards

5
Easy app to use, consistently operational. Great offers and rewards. Reviewed on: 14th May 2026

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