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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149100 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149100)

Good experience, what else should I say.

Good experience, what else should I say. Reviewed on: 14th May 2026

Flexible and convenient payment method

Flexible and convenient payment method especially via eBay from where I have purchased many high value items and have had the ability through PayPal credit to spread payments on 0% interest for extended periods Reviewed on: 14th May 2026

Convenient and affordable

Convenient form of purchasing and simple and affordable repayments. Excellent Reviewed on: 14th May 2026

Easy excellent and safe to use

Easy and safe to use and also send money for friends and family Reviewed on: 14th May 2026

Best finance provider

Paypal has been really helpful during times of need. It’s easy to use and timeline to payoff is also satisfactory. Better than the usual credit card providers. Reviewed on: 14th May 2026

Good service and helpful when required

Good service and helpful when required Reviewed on: 14th May 2026

Highly recommend

Only had positive experiences and staff was helpful to find solutions to any issues Reviewed on: 14th May 2026

Wonderful experience

Great experience it’s always handy and I don’t need to rely on my credit card Reviewed on: 14th May 2026

Navigation is seamless, service provided helped me p...

Navigation is seamless, service provided helped me purchase items and pay at my convenient time. Reviewed on: 14th May 2026

Great experience

Great customer service they give . Thanks Reviewed on: 14th May 2026

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