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PayPal: PayPal Credit reviews

4.90
Based on 80,226 reviews, last reviewed 21st Apr 2026
2714000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great service got through to agent quickly Always got through to agent quickly and all were polite and helpful Reviewed on: 21st April 2026
Vernon s's avatar
Vernon s

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80226)

Super easy to use and helpful reminders

5
Super easy to use and helpful reminders Reviewed on: 26th May 2025

Never had a problem, straight forward

5
Never had a problem, straight forward Reviewed on: 26th May 2025

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5
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Brilliant, got approved within minutes..

5
Brilliant, got approved within minutes, received my goods and all good, the only issue is I can’t for the life of me set up a direct debit, so have to manually pay every month. Reviewed on: 26th May 2025

Hi every time I use PayPal it easy and if I have pro...

5
Hi every time I use PayPal it easy and if I have problems it’s sorted and if I don’t get my order PayPal sort thing out I get money back PayPal doing very good job martyn Reviewed on: 26th May 2025

I try to use whenever I can.

5
I try to use whenever I can. Flexible and excepted everywhere now. Reviewed on: 26th May 2025

Safe and secure, good choice of finance options.

5
Safe and secure, good choice of finance options. Reviewed on: 26th May 2025

Highly recommend

5
Have found PayPal an easy and reliable way to pay. Also been extremely helpful at returning money if supplier has been unreliable Reviewed on: 26th May 2025

MY EXPERIENCE WITH PAYPAL

5
MY EXPERIENCE WITH PAYPAL HAS BEEN NICE. CUSTOMER SERVICE IS SUPERB AND THE APP IS EASY TO USE. Reviewed on: 26th May 2025

All the items I have bought through PayPal I have no...

5
All the items I have bought through PayPal I have not had a problem with so I put good because they are good Reviewed on: 26th May 2025

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